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Screenshots

  • Debt Payoff Tracker screenshot 1
  • Debt Payoff Tracker screenshot 2
  • Debt Payoff Tracker screenshot 3
  • Debt Payoff Tracker screenshot 4
  • Debt Payoff Tracker screenshot 5

About Debt Payoff Tracker

Take control of your finances and become debt-free faster with Debt Payoff Tracker — the smart way to crush your debt and save thousands in interest.

WHY CHOOSE US?

We offer 4 proven payoff strategies including our exclusive Credit Score Focus method that prioritizes high-utilization credit cards to improve your credit score while eliminating debt.

SMART PAYOFF STRATEGIES
• Debt Snowball — Pay smallest balances first for quick wins
• Debt Avalanche — Tackle highest interest rates first to save money
• Credit Score Focus — Prioritize high-utilization cards to boost credit
• Custom Order — Arrange debts your way

KEY FEATURES

SEE YOUR DEBT-FREE DATE
Know exactly when you'll be debt-free. Our calculator updates in real-time as you make payments.

WHAT-IF CALCULATOR
See how extra payments speed up your journey:
• Months saved
• Interest avoided
• Side-by-side comparison

TRACK ALL YOUR DEBTS
Credit cards, student loans, auto loans, mortgages, personal loans, medical bills — add any debt you have.

MULTI-CURRENCY SUPPORT
Track debts in 8 currencies: USD, EUR, GBP, CHF, CNY, CAD, AUD, and JPY.

PAYMENT HISTORY
• Record payments with date and amount
• See principal vs. interest breakdown
• Add notes for extra payments

BEAUTIFUL VISUALIZATIONS
• Animated progress ring
• Balance distribution chart
• Monthly payment timeline

PAYMENT SCHEDULE
Month-by-month breakdown showing exactly when each debt will be paid off.

STRATEGY COMPARISON
Compare all 4 strategies side-by-side to find the fastest and cheapest path to freedom.

PAYMENT REMINDERS
Customizable notifications so you never miss a payment.

SECURITY & PRIVACY
• App Lock with Face ID, Touch ID, or Passcode
• All data stored on your device
• No account required

WORKS ON iPHONE & iPAD
Beautiful responsive design with dark mode support.

CREDIT UTILIZATION TRACKING
Track your credit card utilization with at-a-glance indicators from Excellent to Needs Work.

PREMIUM
Upgrade to track unlimited debts. Free version allows 1 debt.

Start your journey to financial freedom today!


Unlock all features. Manage anytime in Settings.
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Privacy Policy - https://pipsapps.com/privacy.html

What’s new

Version 2 · Updated September 25, 2026

UI improvements

Alternatives to Debt Payoff Tracker

Looking for apps like Debt Payoff Tracker? Here are 5 similar Android apps on Google Play. The highest rated is SimplyWise: Receipts, Expenses (4.7/5), and all 5 are free to download.

Debt Payoff Tracker vs. alternatives
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