Clover: Personal Finance

🍀 Months of finances. Organized in minutes.

Connect supported banks, upload financial records, or add transactions yourself. Clover brings your finances together so you can understand your money and plan for what matters.

📄 Start your way
Connect supported bank accounts to retrieve balances and transactions. Upload statements, receipts, screenshots, or spreadsheets. You can also enter records manually.

💳 See your money in one place
Keep track of bank accounts, wallets, cash, investments, and debts. Find transactions and organize them with categories and tags.

📊 Understand where your money goes
Explore charts and reports to understand spending patterns, compare periods, and see what changed.

💬 Ask Clover about your finances
Ask questions like "Why did I spend more on food this month?" Clover's AI Adviser uses your records to help explain changes and explore your finances.

🎯 Plan for everyday life
Create budgets, follow savings goals, and keep track of upcoming bills, installments, and money owed to you.

🤝 Make shared money simpler
Split bills with friends and see who paid and who still owes. Create Circles to organize shared expenses, budgets, and goals with your household or group.

🧠 You review. Clover learns.
Review suggested details from your uploads before confirming them. Clover learns from your corrections to help improve future imports.

✨ Choose what fits
Start with Clover Free, or choose Plus or Pro for higher allowances and additional features, including supported bank connections.

Bank connections are available for selected institutions, countries, and account types. Features and usage limits vary by plan. Import results vary by file and institution. AI suggestions may be inaccurate; review important details. Clover does not move money on your behalf.