GoodRupiya–Credit Loan

GoodRupiya–Credit Loan
GoodRupiya provides eligible users with a revolving credit line designed for flexible access to funds when they need them.
Once your credit limit is approved, you can choose how much of your available limit to use. As you repay the amount you have used, your available credit may be restored, subject to your account status and applicable terms.
Whether you are managing an unexpected expense or simply need additional financial flexibility, GoodRupiya gives you a clear view of your available credit and applicable repayment terms.

💳 Flexible Credit Line
Get an approved credit limit based on your eligibility and applicable assessment criteria.
Use only the amount you need instead of accessing your entire available credit limit at once.
Your available credit remains accessible for future use, subject to your account status and applicable terms.

🔄 Use, Repay & Reuse
GoodRupiya is designed around a revolving credit line.
When you use part of your available credit, only the amount you actually use is subject to applicable interest.
After successful repayment, the corresponding available credit may become available again, allowing you to reuse your credit line without submitting a new application.
Use what you need. Repay what you use. Reuse your available credit.

💰 Credit Line Information
- Available credit limit: INR 10,000 – INR 200,000
- Repayment period: 90 – 365 days
- Maximum daily interest rate: 0.05%
- Maximum APR: 18.25%
Your actual credit limit, interest rate, repayment period, and other applicable terms depend on your eligibility, account status, and applicable assessment.

🧮 Example
For illustration, if you use INR 10,000 at a daily interest rate of 0.05% for 120 days:
INR 10,000 × 0.05% × 120 = INR 600 interest
Estimated total repayment:
INR 10,000 + INR 600 = INR 10,600
The actual amount payable may vary depending on the amount used, repayment date, and applicable terms.
If early repayment is available, you may reduce the interest charged by repaying the used amount earlier, subject to the applicable terms.

🔒 Account & Data Security
GoodRupiya uses appropriate security measures to help protect your account and information.
You can view your available credit, credit usage, repayment information, and applicable account details within the app.
Please refer to our Privacy Policy for information about how your personal information is collected, used, stored, and protected.

✅ Eligibility
GoodRupiya is intended for individual users in India who meet the applicable eligibility requirements.
Generally, users must:
- Be 18 years or older
- Be an eligible resident of India
- Provide valid information and identification where required
- Complete the applicable eligibility assessment
- Meet the relevant credit requirements
Credit availability is subject to eligibility and applicable terms.

📧 Customer Support
For questions about your credit line, account, credit usage, or repayment, please contact our customer support team.
Customer Service Email: [email protected]