Chapa Cash | Registrada en SBS

Apply for your loan online and receive it in as little as 29 minutes*. Fast, easy, and secure loans in Peru with Chapa Cash: Instant Loan.

Welcome to Chapa Cash

Chapa Cash: Instant Loan is an online personal loan app, available exclusively in Peru. Apply for your loan 100% online, 24/7, without lines or in-person procedures.

What can you do with this app?

- Calculate your loan: choose the amount, payment type, and number of installments, and see your payment per installment and your first payment date before applying.

- Apply for your loan: complete your information, verify your identity, and sign electronically.

- Receive your money at your bank: BCP, Interbank, BBVA, Scotiabank, Banco Falabella, Banco de la Nación, and more.

- Pay your installments online and check your loan status.

Why choose Chapa Cash?

🚀 Fast loans: disbursement in as little as 29 minutes*.

📱 100% online: apply from anywhere in Peru.

🧮 You decide: choose the amount and installments that best suit you.

📈 Better terms: pay on time and access better rates and benefits on your next loan.

🎁 Customer benefits: exclusive raffles, gift certificates, and coupons to exchange dollars at Chapa Cambio.

🤝 Over 40,000 customers trust us.

How to apply for your loan:

1. Calculate your loan.

2. Enter your information and complete the evaluation.

3. Confirm your email address and mobile number.

4. Indicate the account where you will receive your money.

5. Verify your identity (biometrics and electronic signature).

6. You will receive a call to verify your information.

7. If your application is approved, you will receive your loan in your account.

Requirements:

✅ Be of legal age

✅ Valid National Identity Document (DNI)

✅ Email address, mobile phone number, and bank account in your name

✅ No outstanding debts in the financial system

Loan Information and Transparency:

- Amount: From S/100 to S/1,000**

- Term: Up to 8 bi-weekly installments or 4 monthly installments [CONFIRM minimum and maximum term in days]

- Annual Percentage Rate (APR): 48.16% before VAT, depending on credit rating.

- The interest rate will never exceed the rate permitted by the Central Reserve Bank of Peru (BCRP).

- The total amount financed includes disbursement fees, signature and biometric verification fees, collection fees, credit bureau fees, and AML/CFT services.

Representative Example:

- Net Disbursement: S/1,000

- 4 fixed monthly installments of S/484

- Total Financed: S/1,936 (18% VAT included)

- Annual Percentage Rate (APR): 48.16% before VAT

This example is representative; it considers the amounts and terms from the app's simulator.

*Subject to credit evaluation and data validation.

**The amount depends on the credit evaluation and repayment capacity.

Chapa Cash Inversiones S.A.C. is a Peruvian company registered with the Financial Intelligence Unit of the SBS (Superintendency of Banking, Insurance and Private Pension Fund Administrators).

Download the Chapa Cash online loan app and request your Instant Loan today.