Inveriok

Inveriok brings all your money together in one place: spending, income, savings, debts and investments — with a clear picture of where you stand and where you're heading.

No spreadsheets. No hassle. And privacy first: your data is calculated on your device and you decide what you enter — no forced bank connection.

MASTER YOUR DAY-TO-DAY
- Log income and expenses, or import your bank statement (Excel/CSV) and it's categorised automatically.
- Multi-account, refunds and recurring transactions.
- Category budgets with alerts when you overspend.
- Savings goals with progress and estimated dates (including your emergency fund).

TRACK YOUR INVESTMENTS LIKE A PRO
- Stocks, ETFs and crypto with up-to-date prices.
- Real returns, dividends and portfolio breakdown.
- Your full net worth at a glance, with its evolution over time.

PLAN YOUR FUTURE
- Retirement projection and a "can I afford it?" simulator.
- Cash-flow calendar: see how your balance evolves day by day based on your upcoming payments and income.
- Assistant: your financial health, how much you can spend per day and your month-end forecast.
- Benchmarks powered by official Spanish data (INE and Bank of Spain).

BUILT FOR YOU
- In English, Spanish and Catalan.
- Light and dark mode.
- Fingerprint/PIN lock and hide-balances option.
- Also available on the web (inveriok.com).
- 100% private and ad-free.

Inveriok is free for the essentials. Inveriok Pro unlocks the advanced features (unlimited investments and goals, retirement, simulations, financial calendar and more) via a monthly or annual subscription.

Download Inveriok and start taking control of your money today.