Ezwise

Most budgeting apps tell you what you already spent. Ezwise shows you what's coming.

Ezwise is a rolling cash flow forecast for your household. Enter what's planned (paychecks, bills, loan payments) and see your projected balance for every day ahead. Mark things cleared as they happen, and your forecast stays honest.

FORECAST YOUR BALANCES • A running ledger for every account, with an anticipated balance at the end of each day • Recurring transactions generate themselves months ahead: weekly, biweekly, monthly, twice a month • Loans and credit cards: plan payments, see interest, and watch the payoff date move closer • Dashboard with net worth and a projected balance for today and month end

BUDGET THE WAY THAT FITS YOU • Envelopes: set aside a planned amount for groceries, dining out or fun money, then see how much is left • Budget Planner: monthly planned-versus-actual by tag, across all your accounts • Tags that you create, with bulk tagging for anything left uncategorized • Snap a receipt to start a transaction. The photo is read and then discarded, never stored.

KNOW WHERE IT ALL GOES • Categories, spending trends, insights and month-end projections • Cash flow and envelope analysis reports • Debt Analysis: compare snowball, avalanche and minimum-only payoff, with a chart of when you'd be debt-free

SAVE FOR WHAT MATTERS • Savings buckets with a monthly pace, a target by a date, or both • See progress at a glance, with multiple goals sharing one account

FOR THE WHOLE HOUSEHOLD • Invite your partner or family, each with their own login • Choose which accounts each person can see • Teens and kids get a simplified view of their own buckets, with parent-set matching. Parents approve chores, and the reward lands in the bucket.

PRIVATE AND SECURE • Lock the app with your fingerprint, face unlock or screen lock • Your household's data is kept in its own separate database • Push reminders for upcoming payments and chore updates, which you can turn off any time

Sign in with your Ezwise household account. Ezwise doesn't connect to your bank, so you stay in control of what goes in.

Questions? We're at ezwise.app/support.