Tindra: Expense Budget Tracker

Tindra is a private expense tracker and budget planner for daily spending. Log an expense in seconds, set monthly budgets by category, save toward goals and see where your money goes, in 13 languages. Track money you've lent or borrowed, and start your month on payday. It works offline and without an account, and your amounts, balances and accounts stay on your phone.

Why People Choose Tindra
• Private by design: no account, no bank linking, no ads
• Works offline: track anywhere, no internet needed
• Saves time: add an expense in three taps, or let auto-capture draft it for you in India
• Speaks your language: 13 languages, from Español to 日本語 and हिन्दी
• Feels calm: a clean, bright design in light and dark mode
• Fits your screen: phones, foldables and tablets
• Simple expense manager and spending tracker for cash, cards and more

Daily Expense Tracker
• Log expenses and income in seconds with a big keypad, categories, tags, notes and merchants
• Set the time on any transaction and see it on every row
• In India, UPI auto-capture turns alerts from 40+ UPI, wallet and finance apps into drafts you approve with one tap
• Auto-capture reads notifications on your phone. Tindra never asks for SMS access
• Auto-capture shows on Home and remembers names you correct
• Capture inbox: review, edit, add or dismiss detected transactions
• Transfers between accounts keep every balance right
• Search and filter by date, category or account, with custom date ranges
• Home-screen widget to add an expense in one tap
• Optional 9 PM reminder so you never forget to log

Lent & Borrowed
• Record money lent or borrowed right from Add
• Due dates with reminders, and a Home card showing who's due next
• Settle in full or in parts and see what's left with each person
• Send a reminder through the app you choose
• Never counted as spending or income, and it stays on your phone

Payday Month
• Start your month on any day from 1 to 31; short months are handled
• Home, budgets, reports, recurring and forecast all follow it

Monthly Budget Planner and Budget Tracker
• Monthly budgets per category with clear progress bars
• Alerts before you overspend, not after
• Recurring transactions post rent, salary and subscriptions automatically
• Bill reminders so nothing slips
• Forecast shows where your balance is heading

Savings Goals
• Set a target and a date, and Tindra shows what to set aside each month
• Track your pace on every goal and celebrate when you get there

Spending Reports That Make Sense
• Income vs spending and your savings rate, every month
• Category breakdown by day, week, month, 6 months or year
• Largest transactions for any period
• Export a clean monthly expense report as PDF

A Money Manager for Every Currency and Every Ledger
• Cash, bank, card and wallet accounts, each with a running balance
• Multi-currency accounts rolled up to your base currency with automatic exchange rates
• Amounts shown the way you read them: ₹1.2L or $1.2M
• Separate profiles for personal, family or freelance money, each a fully separate ledger
• Lock any profile with a PIN or biometric unlock

Your Data, Your Control
• Export to CSV, Excel or PDF anytime; import Tindra CSVs back without duplicates
• No account and no cloud copy, so a reinstall starts fresh. Export first

Languages
English, हिन्दी, Español, Português (Brasil), Français, Deutsch, Türkçe, Русский, Bahasa Indonesia, Tiếng Việt, 日本語, 한국어, 简体中文

Your Privacy
Tindra doesn't link to your bank, ask you to sign up, read your SMS, sell your data or show ads. Auto-capture is optional and works entirely on your device. Optional diagnostics help us fix crashes and never include your financial data. You can also choose to share anonymized expense descriptions to help build automatic category suggestions. It's off by default, and you can turn it off or delete your contributions anytime.

Free, with no ads and no subscription. Questions or ideas? [email protected]