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About Owed

$35B+ in class-action settlement money goes unclaimed every year. Owed helps you find the class-action settlements you might match — and reminds you before the claim deadline passes.

Class-action settlements happen when companies wrong their customers — a data breach, a privacy case, a billing practice the courts ordered them to pay for. The settlement money is real, but most people never hear about the claim, or miss the deadline. Owed is the honest way to find the settlements you might match.

HOW IT WORKS
• Tell Owed your state and a few brands you've used in the last few years.
• Owed shows the active class-action settlements where you may match the eligibility criteria.
• Tap any settlement to see the criteria, the payout range, and the claim deadline.
• Ready to file? Owed links you straight to the official settlement administrator's claim form. You file there, on their site. Owed is never in the payment path.

WHAT OWED DOES NOT DO
• We don't file claims for you, and we never see what you submit.
• We don't connect to your financial accounts. Owed runs on the few details you give it — nothing more.
• We don't tell you that you qualify. Every match is framed honestly: "you may match these criteria — verify on the administrator's site."
• We don't take a cut. The settlement administrator pays you directly.

WHY OWED IS FREE
Finding settlements, matching, official claim links, and deadline reminders are free, forever. No ads. No catch. Owed is built to be the honest, free class-action settlement tracker — not another app that hides the real value behind a paywall.

REAL SETTLEMENTS. REAL DEADLINES. REAL CLAIM FORMS.
Owed surfaces public settlement information and cross-verifies it against court records. No inflated "you're owed $1,247!" estimates — just honest payout ranges and the real claim form, so you can find unclaimed settlement money and file with confidence.

Part of the Bramley family of honest personal-finance apps.

Owed is not a law firm and does not provide legal advice. Owed surfaces public settlement information; you verify your eligibility and file on the administrator's official site.

What’s new

Version 1.0.0 · Updated August 19, 2026

Updated customer support information and added Android 16 compatibility.

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