Hiwallet - Reliable Credit

About Hiwallet - Reliable Credit

Discover Hiwallet - Your Trusted Digital Credit Companion in Nigeria!

Hiwallet is a secure and licensed financial platform offering fast, transparent digital financial services to individuals and micro-businesses across Nigeria. Driven by advanced financial technology, we help you bridge short-term cash gaps easily without collateral or complex paperwork.

WHY HIWALLET?
- 100% Digital Processing: Apply via your mobile phone anytime, anywhere.
- Clear Pricing: Transparent rates with zero hidden charges.
- Privacy First: We fully comply with the Nigeria Data Protection Act (NDPA). Your personal data security is our top priority.
- Regulatory Compliance: Officially authorized to operate in Nigeria, guaranteeing your financial safety.

CREDIT PRODUCT DETAILS
We provide flexible credit limits tailored to your financial needs:
- Credit Limit: NGN 5,000 to NGN 500,000
- Repayment Term: 91 days to 365 days
- Maximum Annual Percentage Rate (APR): 24% - 36% per annum
- Service Fee: 0%

Representative Loan Example:
If you request a NGN 50,000 credit limit with a repayment term of 120 days:
- Annual Interest Rate: 24% (approximately 2% per month)
- Total Interest: NGN 3,945
- Total Repayment Amount: NGN 53,945
- Monthly Installment: NGN 13,486

STEPS TO GET STARTED
1. Download and install the Hiwallet app from the Google Play Store.
2. Sign up using your active Nigerian mobile phone number.
3. Complete your identity verification (BVN/NIN) securely.
4. Get your approved credit limit disbursed directly into your bank account.

ELIGIBILITY REQUIREMENTS
To access our financial services, applicants must meet the following:
1. Be a resident citizen of Nigeria.
2. Be between 20 and 55 years of age.
3. Possess a valid bank account linked with BVN and an active mobile number.
4. Have a verifiable monthly source of income or business revenue.

OUR ZERO-ACCESS PRIVACY GUARANTEE
To strictly comply with Google Play Developer Policies and data minimization standards, Hiwallet guarantees:
- NO collection or uploading of your Contact List.
- NO access to your Call Logs or private SMS messages.
- NO scanning of other installed applications on your mobile device.
All data is fully encrypted over secure HTTPS connections and used strictly for identity verification and anti-fraud evaluation.

CONTACT US
For support or regulatory inquiries, contact Corestone Technology Nigeria Limited:
- Support Email: [email protected]
- Office Address: Plot 900B, Gbolahan Owolabi Crescent, Omole Phase 1 GRA, Ojodu, Lagos State, Nigeria.