연금몫 - 장애인연금 수급 자격·수령액 계산

You submit the question, "Am I eligible for the disability pension, and if so, how much is it per month?" on the spot.

The disability pension consists of two types of benefits. The basic benefit is a fixed amount announced annually, while the supplementary benefit is divided into four categories based on which benefit you are currently receiving and whether you are over 65 years of age. Two reductions are applied to this: if both spouses receive it, 20% is deducted from each, and if the recognized income is close to the eligibility threshold, it is rounded down to the nearest 20,000 won. Therefore, even among those with the same severe disability, the amount received each month varies. You only need to answer four questions regarding the pension portion, and the total amount is calculated to the end.

■ Pillars and Envelopes — An Answer on a Single Sheet

The left pillar illustrates how much your recognized income has risen to the eligibility threshold line, while the two envelopes on the right show how much of the basic benefit and supplementary benefit are contained in each.

■ Can You Receive It? — How Much Remains Until the Eligibility Criteria

The eligibility criteria for 2026 are a monthly recognized income of 1.4 million won for those without a spouse and 2.24 million won for those with one (Ministry of Health and Welfare Notice). If the threshold is exceeded, the reason and amount are explained; if it is within the threshold, the amount remaining until the boundary is explained. The concerns for the following month differ between someone with 20,000 won remaining and someone with 800,000 won remaining.

■ How Much Will You Receive? — Basic Benefit + Supplementary Benefit, Including Reductions

Supplementary benefits are added to the basic benefit of 349,700 won. If you receive livelihood benefits or medical benefits, the amount is 90,000 won (for those aged 65 and older, the basic benefit amount plus 90,000 won); if you are in the near-poverty category, housing benefits, or education benefits, it is 80,000 won; and for others, it is 30,000 won (50,000 won for those aged 65 and older). If both spouses receive it, the basic benefit is reduced by 20% for each; if the sum of the recognized income and the basic benefit exceeds the eligibility threshold, the reduction is rounded up to the nearest 20,000 won (or 40,000 won for couples). For each line, the reason for that amount and the relevant legal provision must be written together.

■ Comparison of Benefit Categories — How Wide the Four Columns Diverge

This is the range where the monthly payments for individuals with the same severe disability diverge from 379,700 won to 439,700 won. The four columns are arranged side by side around age 65. Once the age of 65 passes, the basic benefit transitions to the basic pension, causing the composition to change once more (Article 6, Paragraph 5 of the Disability Pension Act); depending on the column, the amount may remain the same or decrease.

■ Deadline Two — 30-Day Decision Notification and 60-Day Overseas Stay · Notification

Upon application, a decision notification is received within 30 days. If overseas stay persists for 60 days or longer, payment is suspended from that day onward. It counts the remaining days simply by entering whether you applied or received payment a few days ago. It does not collect identity information such as dates of birth.

■ Things to Keep in Check to Prevent Discontinuation — Five Lines

It is more dangerous after you start receiving payments. If you fail to report changes in your income or assets, you will face penalties and the recovery of any excess funds received. Furthermore, if your financial assets or recognized income exceed a certain percentage of the eligibility threshold, you will become subject to post-management. Remember to keep a checklist of reporting obligations and conditions for payment suspension or expiration enabled.

■ Saving Data Reveals Monthly Trends — Bars and Lines

For those on the borderline, their basic benefit is reduced by 20,000 won every time their income rises slightly. This is not visible in a single month's report. If you save the calculated results, the months in which your recognized income changed are displayed side by side, showing how much it decreased or increased compared to the previous period. Since the data is frozen based on the official notice at the time of saving, the results from that time remain even after the year changes.

** ■ Numbers Are Not Bought into the App

The eligibility threshold and basic benefit amount are newly announced by December 31st of each year and adjusted according to inflation. The pension share is updated once a day by receiving the base value remotely, and the app automatically notifies you if the table becomes outdated.

■ Everything Ends Within the Device

Identity information such as name, resident registration number, date of birth, or bank account number is not collected. The entered data remains only within this device, and there is no login or membership registration.

■ Information Source (Official)

The eligibility threshold, basic benefit amount, supplementary benefit, reduction, and payment suspension criteria follow the original official text below.

· Pension for Persons with Disabilities Act: https://www.law.go.kr/법령/장애인연금법

· Enforcement Decree of the Pension for Persons with Disabilities Act: https://www.law.go.kr/법령/장애인연금법시행령

· Ministry of Health and Welfare Notice "Notice on Selection Criteria and Basic Benefit Amounts for Persons with Disabilities Pension Recipients": https://www.law.go.kr/행정규칙/장애인연금수정권자선정기준액및기초급여액에관한고시

· Pension for Persons with Disabilities Application & Simulation Calculation (Bokjiro): https://www.bokjiro.go.kr

■ Disclaimer

This app does not represent any government agency (Ministry of Health and Welfare, National Pension Service, local governments, etc.) and is an unofficial calculator developed by an individual that is not affiliated with or approved by any government agency. It does not serve as a substitute for government services, such as applications or inquiries.

** This app does not calculate the recognized income—please enter the values ​​from the decision notice or the Bokjiro simulation calculator (the earned income deduction and basic asset deduction are not included in the app due to Ministry of Health and Welfare guidelines). Actual eligibility and the amount are determined by the decision of the city, county, or district where you reside.