Spendspan: Expense Tracker

Spendspan is an offline expense ledger with a credit-card layer. It shows which card to use today, how many interest-free days that swipe gets, and how much to keep aside until the due dates.

Free days come only from the statement day and due day you enter. They assume you pay the full statement. If you pay less, or you pause free days, the count stays at zero until that bill is paid in full. Spendspan is not a bank, lender, or financial adviser.

What you can do
• Add credit cards, bank accounts, and cash
• Log spends, income, and transfers, with a note on the same row
• Pick a main currency. USD is the default. Changing it changes the symbol only. Amounts are not converted.
• Type a rate for an account in another currency. There is no live exchange rate.
• Open reports for this month, the last 3 months, or this year, with a bar chart and totals by category and by account type
• Export transactions as CSV from Settings

The ledger stays on this phone. There is no account, no bank login, and no cloud sync.

Ads
Spendspan is free and shows Google AdMob ads: an interstitial after some tab changes and saves, an app-open ad after you have used the app, and a rewarded ad when you export CSV. There is no banner. Full-screen ads wait during the night and do not run on the first session.