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  • Budler: Budget Expense Tracker screenshot 1
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  • Budler: Budget Expense Tracker screenshot 3
  • Budler: Budget Expense Tracker screenshot 4

About Budler: Budget Expense Tracker

Budler is for you. It's the personal finance app for people who want real answers, not reassurance. Budler is a free expense tracker, budget planner, and spending tracker for daily money management. Track expenses in seconds, plan a monthly budget, monitor bills and subscriptions, split spending across multiple accounts, and set savings goals you'll actually hit. FEATURES • AI Coach: Pick a personality — Supportive, Brutal, or Gen Z (plus Premium personalities BrainRot, Wealthy Mentor, and Romantic) — and get spending feedback that actually matches your mood. • Hours of Life (Premium): See every expense converted into hours of your income, not just dollars. A $45 dinner hits different when it reads "10.8 hours of your life." • Multi-Currency: Log expenses in any currency while travelling or spending abroad — Budler converts and tracks everything in your base currency automatically. • Budget Buckets: Split a monthly budget across spending buckets and track real-time spending against each one. • Bill & Subscription Tracking: Never get blindsided by a recurring charge again. • Savings Goals: Set a target, watch your progress grow, and check it off when you hit it. • iCloud Backup: Back up and sync your data across your devices — free, no subscription — or keep everything fully offline as a private money manager. • Works Offline: Every expense saves to your device first. No account, no sign-up, no bank login. BUDLER PREMIUM — ONE PAYMENT, YOURS FOREVER • 3 AI coaching sessions a month (the free plan includes 1) • Create, edit, and delete your own budget categories • Up to 3 accounts — Personal, Business, Joint, side by side • Hours of Life • BrainRot, Wealthy Mentor, and Romantic coach personalities No subscription. No recurring charge. One single purchase. Most finance apps are too gentle to actually change your habits. Budler isn't. Download Budler — the expense tracker and budget planner with an AI coach that judges you, in a good way.

What’s new

Version 1.4.0 · Updated October 20, 2026

• Bank logos: choose your bank's official logo when adding or editing accounts • Localized categories: default budget categories now match your app language • Refreshed onboarding: smoother setup for your profile and opening balance • Dark mode polish: improved contrast across cards and forms

App privacy

The developer, Jong Yann Goh, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Purchases: Purchase History
  • Location: Coarse Location
  • Identifiers: User ID, Device ID
  • Usage Data: Product Interaction

Used for: Analytics, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Financial Info: Other Financial Info

Used for: App Functionality

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