Budget Coach IA - Dépenses

Budget Coach IA – Track your expenses in CHF, EUR and USD, manage your family budget, create envelope budgets and improve your personal financial management with your AI Coach. With regular use, Budget Coach IA can help you identify several hundred euros or francs in potential savings each month. Track your expenses, organize your accounts, plan your monthly savings, create envelope budgets and finally understand where your money goes. Budget Coach IA supports you every day with clear dashboards, customizable categories and an AI Coach that analyzes your financial habits. The goal is simple: to make personal finance clearer, more accessible and more useful in everyday life. -- Simple expense tracking Add your transactions in just a few seconds and quickly view your financial situation. Budget Coach IA allows you to track: • your expenses and income; • your current, savings or cash accounts; • your transfers between accounts; • your custom categories; • your recurring expenses; • your debts and loans; • your total balance or balance by account. -- Envelope budgets Create category-based budgets using the envelope method. You define an available amount for each spending category, then the envelope automatically decreases as you add transactions. This lets you immediately see how much is left in each budget, without complicated calculations. This method helps you better organize your family budget, personal expenses and monthly savings. -- An AI Coach to understand your budget Your AI Coach analyzes your budget data and helps you identify important trends: • increasing expenses; • recurring habits; • categories to monitor; • key points to watch; • improvement opportunities. It helps you take a step back from your situation and gradually improve your financial planning. -- Shared spaces Manage your budget alone, as a couple, with your family or as a team. With shared spaces, you can securely share a common budget with members of your household or other relevant people. A single Premium subscription may be enough for the whole family to benefit from advanced features. -- Reports and statistics View your budget with simple and easy-to-read reports: • monthly summary; • expense trends; • category analysis; • annual view; • income and expense tracking; • clear view of your balance. The goal: not just to record your expenses, but to understand your budget. -- Complete everyday money management Budget Coach IA brings together the essential tools to manage your personal finances: • multiple accounts; • savings goal; • customizable categories; • envelope budgets; • recurring expenses; • detailed reports; • debts and loans; • shared spaces; • Excel data export; • multi-currency support, including CHF, EUR and USD. Whether you need personal financial management, a family budget or simple personal accounting, the app helps you keep a clear overview of your money. -- Excel export Stay in control of your data. You can export your transactions in Excel format to save, review or analyze them freely. -- Your data remains your data Your financial information is sensitive. Budget Coach IA is designed to keep you in control. No ads. No data resale. No bank connection. -- Free to start The essentials are available for free, including the first AI Coach analysis. Budget Coach IA is available in French, German and English. Terms of Use: https://budgetcoach.io/terms.html Privacy Policy: https://budgetcoach.io/privacy.html