WorthBook: Net Worth Tracker
Hung man Wong Finance iPhoneiPadiPod touch
WorthBook: Net Worth Tracker is a free Finance app for iPhone and iPad by Hung man Wong. Requires iOS 15.0. Updated October 25, 2026.
- Price
- Free
- on the App Store
- Size
- 13 MB
- Age 4+
- Updated
- Oct 25
- 2026 · v1.5.2
Screenshots
About WorthBook: Net Worth Tracker
Your lucky cat for building wealth. WorthBook brings everyday bookkeeping and net worth tracking into one app. Set up Shortcuts to record supported Apple Pay purchases at shops, or scan other payment screenshots and review before saving. CHOOSE THE AUTO-LOG METHOD FOR YOUR IPHONE • iOS 17 or later: use a Wallet automation in Shortcuts to record at-shop Apple Pay taps that supply an amount • iOS 27 or later: read payments, money received and refunds from supported notifications of the payment apps you select; those notifications must be enabled • Settings → Auto-log Apple Pay shows the appropriate setup, notification shortcut and last automation run • Duplicate reports from different sources are checked using amount, currency, merchant and time Auto-log requires Shortcuts setup and the necessary permissions. Recognition depends on the information supplied by the transaction or notification. Auto payments are kept locally and sync to Ledger when you open WorthBook. They are not linked to an account by default and can be edited later. SPENDING AND NET WORTH TOGETHER • Track income, expenses, categories and cash flow • Keep cash, bank accounts, investments, property, crypto and debts in view • Manage multiple currencies using exchange rates you set • Read net worth history, allocation, growth and milestones • Link manual or reviewed screenshot entries to an account to update its balance SCAN, CHECK, SAVE Read the amount, date, merchant and category from a payment screenshot. Check or edit the details before saving. Screenshot recognition happens on your phone; images are not uploaded. KEEP YOUR DATA ON YOUR PHONE No sign-up and no ads. Use biometric locking and privacy mode, export a JSON backup, import CSV files and keep separate books for personal or family finances. Available in English, Traditional Chinese and Simplified Chinese, with light and dark themes. No bank login is required. Start with the demo data, then build your own book.
What’s new
Version 1.5.2 · Updated October 25, 2026
Mortgages that keep themselves up to date, with prime-based rates • New: mortgage accounts. Add the amount, term, rate and first payment date, and WorthBook works out the monthly payment, splits it into principal and interest, and updates the balance on each payment date. Earlier payments are filled in for you, so the history starts when the loan did. Prefer to update it yourself? Switch to Manual • Prime-based mortgages: pick your bank or enter your own prime rate, and enter Prime minus x%. Each installment uses the prime rate of its time. The banks' rates are built in, no internet needed • Rate changed? Tap Change rate or Change plan on the mortgage card to see the new monthly payment first • The mortgage calculator counts a cash rebate, as a percentage or an amount, and shows the interest and the effective rate after it • Link a mortgage to its property to see your equity and how much of the home you own • Lucky cat share cards: make a card for your net worth, spending, savings rate or asset mix from Insights > Records & milestones. The cat's face follows how the month went, with a cheeky line to match. Percentages only unless you turn amounts on • Tap the lucky cat on Home to drop a coin. Coins rain down when you log income, and the cat tosses money away when you log spending • Smarter auto-log: topping up an Octopus with a credit card is no longer logged as spending; bank offers quoting amounts like HK$50K are skipped; money received ("Received $50.00") is logged as income; change an entry's category and the next payment from that shop follows • Fixes: a liability can go back to a positive balance and its old category; a balance you enter always takes effect; renaming an account no longer changes its history; net worth shows cents like the totals beside it; reminders tell you when notifications are off Everything is worked out on your phone. Mortgage accounts are free for everyone. No account, no tracking.
App privacy
The developer, Hung man Wong, reported these privacy practices to Apple.
Data Not Collected
The developer does not collect any data from this app.
Alternatives to WorthBook: Net Worth Tracker
Looking for apps like WorthBook: Net Worth Tracker? Here are 6 similar apps on the App Store. The highest rated is Budget.AI (5.0/5), and all 6 are free to download.
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| WorthBook: Net Worth Tracker | – | Free | October 25, 2026 | |
| Ching — Auto Expense Tracker | – | Free | Oct 24, 2026 | Compare |
| 碌邊張 SwipeWhich | – | Free | Oct 27, 2026 | Compare |
| 404 Money－Rewards & Net Worth | – | Free | Oct 27, 2026 | Compare |
| SnapshotAsset: Net Worth | – | Free | Sep 21, 2026 | Compare |
| Budget.AI | 5.0 / 5 (1) | Free | Sep 8, 2026 | Compare |
| iCardRewardsHK - 香港信用卡優惠 | – | Free | Sep 10, 2026 | Compare |