404 Money－Rewards & Net Worth

More cards. Less to keep track of. Rewards rules, spending requirements, and monthly caps shouldn’t have to live in your head. And seeing your finances clearly shouldn’t mean switching between banking and investment apps. 404 Money brings expense tracking, credit card rewards, and asset management together. Log a purchase and see its estimated rewards. Know which card to use next. Keep everyday spending and investment holdings organized in one place. No sign-up required. Your data stays on your device. Your money stays in your control. 404 Money. Make the most of your rewards. See your finances clearly. 【 Track Spending. See Your Rewards. 】 Enter the amount and spending category, and 404 Money applies the card’s relevant rewards rules, bonus conditions, and exclusions. See the estimated rewards as you log each purchase. Track more than what you spend. See what you get back. 【 Know Your Targets. Stay Ahead of Your Caps. 】 Clear progress indicators show how close you are to bonus spending requirements and how much rewards allowance remains. See which targets are within reach and which cards are nearing their caps—without checking terms and doing the math yourself. When a card reaches its cap, 404 Money alerts you and adjusts its recommendations. 【 Know Which Card to Use Next 】 Compare cards based on the purchase category, your spending so far this month, and your remaining rewards allowance. Recommendations reflect how you actually use your cards—not just the highest advertised rewards rate. 【 Your Cash and Investments, Together 】 Organize cash flow, fixed deposits, and stock holdings across Taiwan, Hong Kong, and the US. Record trades, dividends, and withholding taxes, and manually update valuations for property, gold, and other assets. With support for weighted-average cost and first-in, first-out calculations, you can keep track of holdings, costs, and net worth without piecing everything together yourself. 【 Keep Bills, Installments, and Repayments Clear 】 Turn an existing expense into a payable, with support for installments and partial repayments. Distinguish what you’ve spent from what you still need to pay. From outstanding credit card bills to individual repayments, keep a clear record of your progress. 【 Your Cards. Your Strategy. 】 Alongside rewards calculations based on official card terms, you can create personal card rules or use card scripts and strategies shared by the community. Official rewards rules and personal strategies stay separate, giving you flexibility while keeping the basis of each calculation clear. 【 No Account. Privacy from the Start. 】 Managing your money shouldn’t start with handing over your personal information. ・No sign-up required Start using the app without creating an account or linking a phone number. ・Stored on your device Expense records, assets, and investment holdings stay on your device. Everyday financial calculations run locally. ・No automatic uploads of financial records No third-party ad tracking. Your financial data stays in your hands. Less time checking rules. More clarity and control. Start with your next purchase. Get your rewards and finances organized. Download 404 Money today. Terms of Use (EULA): https://404money.app/terms/