Stackd: Budget & Spending

Stackd is a private, easy budgeting app that keeps your money on track — and keeps your data on your device. Most budgeting apps ask you to hand over your bank logins and store everything in the cloud. Stackd is different. It's local-first: your transactions, budgets and settings live in your phone's private storage, not on our servers. There's no account to create and no sign-up required. Just open it and start. WHY PEOPLE USE STACKD • Truly private — your financial data stays on your device • No login, no account, no ads, no tracking SDKs • Simple enough for everyday use, flexible enough to grow with you BUDGET WITH JARS Split your money into "jars" — flexible allocations for the things that matter to you, like essentials, savings, fun and bills. See at a glance how much is left in each jar so you always know where you stand. SMART CATEGORIES THAT LEARN Stackd remembers how you categorise your spending. Tag a merchant once and the app recognises it next time, so your transactions sort themselves over time. Create your own categories, rename them, or delete the ones you don't need — it's your money, your structure. IMPORT YOUR TRANSACTIONS Bring in your history from a CSV or spreadsheet. Stackd reads and parses the file right on your device — nothing is uploaded. Duplicate detection helps keep your records clean when you import overlapping statements. OPTIONAL AI INSIGHTS When you want a second opinion, Stackd's AI features can summarise your spending, surface tips and answer free-text questions about your finances. AI is entirely optional — if you never use it, no financial data ever leaves your device. When you do use it, only a summary of your figures and your question are sent to generate a response. STAY IN CONTROL OF YOUR DATA • Back up all your data to a file whenever you like • Export your transactions to CSV • Restore from a backup on a new device • Clear all data instantly, any time TRACK WHAT MATTERS • Income, recurring payments and one-off expenses • Budgets by category with clear progress • A clean overview of your remaining balance • Financial-year preferences and currency settings Stackd is built for anyone who wants a clear, private picture of their money — without spreadsheets, bank connections or monthly fees. Download it, set up your jars, and take control of your spending today. Questions or feedback? Email [email protected]