Basis - Simple Budgeting
Silvia Stocchi Finance iPhoneiPadiPod touch
Basis - Simple Budgeting is a free Finance app for iPhone and iPad by Silvia Stocchi. Rated 5.0/5 from 1 ratings. Requires iOS 26.0. Updated August 14, 2026.
- Rating
- 5.0
- 1 ratings
- Price
- Free
- on the App Store
- Size
- 3 MB
- Age 4+
- Updated
- Aug 14
- 2026 · v1.2.1
Screenshots
About Basis - Simple Budgeting
Basis is a budgeting app built on one old rule: pay yourself first. Most apps track what you spend and call whatever's left at the end of the month "savings". For most people, that number is zero. Basis flips the order: on payday, your saving rate comes off the top — like a bill. What's left is what you budget, across categories you define. Then, at the end of the period, nothing settles silently. You close the month yourself: every overspent category gets an explicit decision, cover it from savings, or carry it and start next month tighter. Leftovers sweep into savings with one tap. Basis doesn't just track saving. It causes it. THE METHOD • Save first: your saving rate is set aside on payday, before any budgeting happens • Budget the rest across your own categories: rent, groceries, whatever fits your life • Close each period deliberately: settle overspends, sweep the surplus MEASURED AGAINST YOU, NOT A RULEBOOK • Every category charts this period against your own usual pace — "13% under your usual at day 13" • Average per day, projection to period end, and your past periods as bars: drift is visible before it becomes a problem • The capital chart draws the money you've kept across every payday, from your first period to today FAST TO LIVE WITH • Log an expense in two taps with the custom keypad • Or scan the receipt: the text is read on-device and the photo never leaves your phone • Recurring expenses post themselves • Home-screen widgets for quick logging and an at-a-glance balance AND IT'S COMPLETELY PRIVATE No bank link, no account, no cloud. Basis runs entirely on your phone. FREE FOREVER No subscription, no ads, no in-app purchases, no premium tier. Basis has no running costs, so it has no price. That's the whole deal.
What’s new
Version 1.2.1 · Updated August 14, 2026
Quick fixes for last update - Fixed the currency symbol not updating when you switch currencies while adding a transaction - Smoothed out the keypad animation when typing a note
App privacy
The developer, Silvia Stocchi, reported these privacy practices to Apple.
Data Not Collected
The developer does not collect any data from this app.
Alternatives to Basis - Simple Budgeting
Looking for apps like Basis - Simple Budgeting? Here are 6 similar apps on the App Store. The highest rated is Blocks: Simple Budget (5.0/5), and all 6 are free to download.
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Blocks: Simple Budget
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Expenses: Simplified Budgeting
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Simple Self Budget
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Payself: Budget & Savings
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Basis - Simple Budgeting | 5.0 / 5 (1 rating) | Free | August 14, 2026 | |
| Blocks: Simple Budget | 5.0 / 5 (1) | Free | Aug 11, 2026 | Compare |
| Rooted: Budget & Money Coach | 5.0 / 5 (4) | Free | Sep 16, 2026 | Compare |
| Expenses: Simplified Budgeting | – | Free | Mar 18, 2026 | Compare |
| Simple Self Budget | 5.0 / 5 (3) | Free | Oct 11, 2026 | Compare |
| Centsibility: Save & Budget | – | Free | Sep 8, 2026 | Compare |
| Payself: Budget & Savings | – | Free | Aug 18, 2026 | Compare |