Centsibility: Save & Budget

Centsibility is a simple, private way to see exactly where your money goes — without ads, subscriptions, or hidden data collection. Built for people who want a clear picture of their finances without linking a bank account or handing over their financial data to a stranger's server, Centsibility keeps everything on your device and puts you in control. WHAT YOU CAN DO WITH CENTSIBILITY Track Income and Spending Log your income and expenses and see them organized on a clean, easy-to-read dashboard. Understand your spending patterns at a glance. Know Your True Take-Home Pay Estimate your take-home pay after taxes so you're planning around what you actually bring home, not just your gross salary. Never Miss a Bill Set up bill reminders with local notifications so due dates don't sneak up on you. Export bills and important dates directly to your calendar. Set and Track Savings Goals Create savings goals and track your progress over time, whether you're saving for an emergency fund, a trip, or something bigger. Keep an Eye on Loans Track loan balances and stay on top of what you owe. Audit Your Subscriptions See all your recurring subscriptions in one place so you can catch the ones you forgot you were paying for. Protect Your Data Lock the app with Face ID, Touch ID, or a passcode so your financial information stays private, even if someone else picks up your phone. Back Up and Restore Export a backup of your data whenever you want, and restore it if you ever switch devices. Siri Shortcuts Use Siri Shortcuts to quickly log expenses or check your balance without opening the app. PRIVACY BY DESIGN Centsibility does not have its own servers. Your financial data is stored locally on your device and is never transmitted to us or to any third party. There are no third-party analytics, no advertising SDKs, and no tracking software of any kind. We don't sell or share your data because we never collect it in the first place. COMPLETELY FREE Centsibility is completely free to use, with no in-app purchases, no subscriptions, and no premium tier. It's simply a tool to help you understand and organize your finances. A NOTE ON WHAT CENTSIBILITY IS Centsibility is an educational and organizational tool. It is not a financial advisor, tax professional, or investment service, and it does not provide financial, tax, or legal advice. All figures, including take-home pay and tax estimates, are approximations meant to help you plan and should not be relied on as a substitute for professional guidance. You use Centsibility entirely at your own discretion. Download Centsibility and start building a clearer, more organized picture of your money today.