FinLad — finances in order

FinLad keeps track of your money and your property in one app. Not only "what did I spend", but "what do I own": accounts, budgets, utility bills, investments, property and cars add up to a single picture of your net worth. WHAT IS INSIDE • Income and expenses with categories, rules and search • Monthly budgets by category, with overspend warnings • Utility services: meter readings, charges and payments • Assets and liabilities: property, cars, deposits, investments — and net worth • Several currencies, with NBU rates and conversion to your base currency • Backup and restore, export to CSV and JSON • FinLad in a browser on your computer — app.finlad.site, the same ledger on a big screen (Plus) • Financial profiles and family access: work and personal money apart, and chosen accounts shared with the people you live with (Plus) AI THAT DOES THE BORING PART • Receipt scanning: a photo becomes an expense with date, amount and merchant • Where a receipt carries a fiscal QR code, the data is read from it — instantly and with no network • Auto-categorization: the app works out an unfamiliar merchant once, then files their expenses on the device itself • Statement import from Ukrainian banks — CSV, XLSX and PDF IT WORKS OFFLINE ONCE YOU ARE SIGNED IN The network is needed once, to sign in. After that your records live on the device and are available offline. Sync between devices belongs to the paid tiers; without it the app is fully usable on one device. PRIVACY • One-tap sign-up — no address, no name, no phone number • No ad trackers, and nothing sold • Amounts, balances, budgets and the names you give them are encrypted on your own phone before they ever leave for the server — nobody there can read them • Receipt and meter photos are encrypted the same way, under your account key • One recovery code opens both the account and the figures; a second device gets the key from the first, by approval or by QR • Delete your account and all data in settings, or at finlad.site/delete-account TIERS The free tier covers tracking, budgets, assets and net worth on one device. Plus adds cross-device sync, financial profiles, family access for up to three people, utility services, investments, credits and debts, statement import, bank connection, recurring payments, receipt scanning and AI categorization: $2.99/month, $24.99/year or $54.99 forever. SUBSCRIPTION FinLad Plus is an auto-renewable subscription, billed monthly or yearly. Payment is charged to your Apple Account at confirmation of purchase. It renews automatically unless cancelled at least 24 hours before the end of the current period; manage it or turn off renewal in your Apple Account settings. FinLad Plus Lifetime is a one-time purchase and does not renew. Terms of Use: https://finlad.site/en/terms Privacy Policy: https://finlad.site/en/privacy