PocketVault: Budget Tracker

PocketVault is a private, all-in-one personal finance app that runs entirely on your device. No account. No cloud. No tracking. Your financial life stays with you — encrypted and offline. Most finance apps upload your transactions to their servers. PocketVault doesn't. Your accounts, budgets, and insights are computed on your iPhone and stored in an AES-256 encrypted database that never leaves it. WHAT YOU CAN DO • Track unlimited accounts, cash, and cards in one place • Build budgets and watch spending as it happens • Log income, expenses, and recurring bills • Monitor investments, loans, savings goals, and retirement accounts • See your net worth update in real time • Plan loan payoff with extra payments, lump sums, and step-ups • Split and settle shared expenses • Keep tabs on subscriptions before they renew ON-DEVICE AI — NOT THE CLOUD Ask questions about your money in plain language and get answers computed locally, never sent to a server. Scan receipts, auto-categorize transactions, and surface spending insights with AI that runs on your iPhone. BUILT FOR EVERY CURRENCY Track balances across US Dollar, Indian Rupee, Euro, Pound, Yen, and more. Amounts are converted consistently wherever they're totaled, so multi-currency net worth just works — with region-aware terminology throughout. QUICK, PRIVATE IMPORT Add transactions in seconds: scan a receipt, share text from another app, or capture messages with a Shortcut you trigger yourself. Nothing is read in the background. PRIVACY, BY DESIGN • No account or sign-up — open the app and start • AES-256 encrypted, on-device storage • Works fully offline • Zero telemetry — nothing is collected, because there's no server to collect it • Your data is yours to export any time No ads. No data resale. A finance app that respects you. Questions? Visit pocketvault.finance Privacy Policy: https://pocketvault.finance/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/