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About my850.ai

850 AI is credit software you operate. Connect or upload your credit report, and 850 AI drafts dispute letters for items that may be inaccurate, incomplete, or unverifiable. You review and edit every letter, and nothing is sent until you tap send or Deploy. WHAT'S INCLUDED • Credit report analysis across Equifax, Experian and TransUnion • Dispute letters that cite the specific issue and the law behind it • Mailing, email and fax of the letters you choose to send • Response tracking, document storage and credit monitoring • 850 University lessons, calculators and planning tools, free in the app MEMBERSHIPS Three monthly auto-renewing memberships are available in the app: DIY, Auto and AutoMax. Payment is charged to your Apple ID when you confirm. Each membership renews automatically every month at the price shown unless you cancel at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Token packs for mailing are also available as one-time purchases. 850 AI does not guarantee any credit-score change or the removal of any item from a credit report. You can always dispute free directly with the credit bureaus. Terms of Use: https://my850.ai/terms Privacy Policy: https://my850.ai/privacy

What’s new

Version 1.0.2 · Updated September 27, 2026

Monthly DIY, Auto and AutoMax memberships are now available in the app, billed through your Apple ID. Manage or cancel anytime in your App Store subscriptions.

App privacy

The developer, 850 Boost Club, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Physical Address, Email Address, Name, Phone Number, Other User Contact Info
  • User Content: Audio Data, Customer Support, Photos or Videos, Other User Content
  • Identifiers: Device ID, User ID
  • Usage Data: Product Interaction
  • Purchases: Purchase History
  • Financial Info: Payment Info, Other Financial Info

Used for: Analytics, Product Personalization, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Search History: Search History
  • Usage Data: Advertising Data, Other Usage Data
  • Diagnostics: Crash Data, Performance Data, Other Diagnostic Data

Used for: Analytics, App Functionality

Alternatives to my850.ai

Looking for apps like my850.ai? Here are 6 similar apps on the App Store. The highest rated is WalletHub Credit Builder (5.0/5), and all 6 are free to download.

my850.ai vs. alternatives
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my850.ai 5.0 / 5 (2 ratings) Free September 27, 2026
Credit Repair Builder - Credit – Free Oct 14, 2026 Compare
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605b.ai: Dispute Credit Report 5.0 / 5 (4) Free Aug 20, 2026 Compare
PreQualif.ai – Free Mar 10, 2026 Compare
CreditPath Daily Credit – Free Sep 29, 2026 Compare
Creditship: AI Credit Coach 4.9 / 5 (7) Free Sep 9, 2026 Compare

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