605b.ai: Dispute Credit Report

605b.ai is a self-service credit dispute app. Upload your credit report PDF from Equifax, Experian, or TransUnion and AI flags collections, charge-offs, negative items, and inquiries — with every finding tied to the actual text of your report. From there, generate dispute letters with FCRA citations — including Section 605B identity theft block letters — organize your documentation, and track every dispute deadline in one place. One-time purchases, no subscriptions. Reviewing your own report has no impact on your credit score. Key features: • Upload your credit report (PDF) • AI analysis with statute-specific citations (FCRA, FDCPA, FCBA) • Statute-cited dispute letter templates • Section 605B identity theft documentation workflow • Dispute deadline and response tracking • Export your files Your files are used only for analysis — we don't sell your data, we don't contact creditors on your behalf, and we don't retain more than we need to. 605b.ai is self-service documentation software. It is not legal advice, not a credit repair organization, and not a substitute for professional counsel. Users generate, review, manage, and send their own documentation. No outcomes are guaranteed.