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Screenshots

  • WalletHub Credit Builder screenshot 1
  • WalletHub Credit Builder screenshot 2
  • WalletHub Credit Builder screenshot 3
  • WalletHub Credit Builder screenshot 4

About WalletHub Credit Builder

WalletHub Credit Builder helps you grow your credit the smart way, and don’t forget that WalletHub already helps over 5 million users improve their financial health. Starting with a low credit score? You can increase it by 34+ points in the first month*. Starting at just $7.99 a month. WalletHub Credit Builder helps you build credit in multiple ways: 1. It helps you build credit by reporting, on a monthly basis, payments you already make, such as your rent, phone, and utility bills. No negative information about these bills is ever reported. 2. The WalletHub Credit Account (subject to eligibility†) adds a new account on your TransUnion credit report without doing a credit check that may negatively impact your credit score. Keeping the WalletHub Credit Account in good standing may help strengthen important credit factors such as your payment history and credit utilization. 3. It offers daily credit score and credit report updates, 24/7 credit monitoring, and additional tools that help you better manage and monitor your credit. All of the Credit Builder features work without affecting your credit score. Get started today.

Ratings & reviews

5.0

6 ratings

5 ★ 100% 4 ★ 0% 3 ★ 0% 2 ★ 0% 1 ★ 0%

What’s new

Version 1.1.2 · Updated July 2, 2026

The award-winning WalletHub app is regularly updated to help you reach top WalletFitness®, and it includes your free credit score, WalletScore, and credit report, along with budgeting tools and a net-worth tracker. In this version, we've included a number of improvements, bug fixes, and new features. Please email us your feedback at [email protected]. We're listening!

App privacy

The developer, WalletHub, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Financial Info: Credit Info, Other Financial Info
  • Location: Coarse Location
  • Contact Info: Physical Address, Email Address, Name, Phone Number
  • User Content: Other User Content, Customer Support
  • Browsing History: Browsing History
  • Identifiers: User ID, Device ID
  • Usage Data: Product Interaction, Advertising Data, Other Usage Data
  • Search History: Search History
  • Diagnostics: Crash Data, Performance Data

Used for: Developer’s Advertising or Marketing, Analytics, Product Personalization, App Functionality

Alternatives to WalletHub Credit Builder

Looking for apps like WalletHub Credit Builder? Here are 6 similar apps on the App Store. The highest rated is Credit Score Tracker & Builder (5.0/5), and all 6 are free to download.

WalletHub Credit Builder vs. alternatives
App Rating Price Last updated Compare
WalletHub Credit Builder 5.0 / 5 (6 ratings) Free July 2, 2026
Fynory - Credit Builder App 3.7 / 5 (3) Free Oct 3, 2026 Compare
Creditship: AI Credit Coach 4.9 / 5 (7) Free Sep 9, 2026 Compare
Total Credit Builder – Free Sep 21, 2026 Compare
Credit Score Tracker & Builder 5.0 / 5 (2) Free Mar 9, 2026 Compare
Credit Repair Builder - Credit – Free Oct 14, 2026 Compare
my850.ai 5.0 / 5 (2) Free Sep 27, 2026 Compare

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