AI Expense & Budget - Safify
Michal Molenda Finance iPhoneiPadiPod touch
AI Expense & Budget - Safify is a free Finance app for iPhone and iPad by Michal Molenda. Requires iOS 15.1. Updated July 24, 2026.
- Price
- Free
- on the App Store
- Size
- 44 MB
- Age 4+
- Updated
- Jul 24
- 2026 · v1.4.2
Screenshots
About AI Expense & Budget - Safify
Budgeting that takes seconds, not spreadsheets. Log expenses by chat, voice, receipt photo, or tap — no bank account required. Safify is a private budget planner and expense tracker that puts you back in control of your money. Track spending, subscriptions, and bills in one place, without ever linking a bank. FOUR WAYS TO LOG AN EXPENSE • Chat — type what you spent, AI categorizes it • Voice — just say it, AI handles the rest • Receipt scanner — snap a photo, AI reads merchant, amount, and category • Numpad — one-tap manual entry, the fastest path WHAT'S INSIDE • Subscription tracker — catch every renewal before it bills you • Monthly budget with real-time burn against your caps • AI insights — "Coffee spend up 32% this month" • Multi-currency with live conversion for travel • Category breakdowns and spending trends at a glance • Works fully offline — your data stays on your phone HOW IT WORKS 1. Pick your currency and the categories you care about 2. Add expenses by chat, voice, receipt, or numpad 3. Watch totals, budgets, and insights update live WHY PEOPLE ARE SWITCHING "Finally a budget app that doesn't make me link my bank." "The receipt scanner is the killer feature — snap, done." "The subscription tracker paid for itself in a month." NO BANK LOGIN. NO ADS. NO SELLING YOUR DATA. Just simple, private budgeting for people who want control without spreadsheets — a real alternative for anyone tired of bank-linked budget apps. Available in 14 languages: English, Spanish, Portuguese, French, German, Italian, Polish, Turkish, Japanese, Korean, Chinese, Hindi, Indonesian, Filipino. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
What’s new
Version 1.4.2 · Updated July 24, 2026
- Budget widget on the Transactions screen - App language versions: French, German, Spanish, and Polish.
App privacy
The developer, Michal Molenda, reported these privacy practices to Apple.
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Identifiers: User ID, Device ID
- Usage Data: Product Interaction
- Diagnostics: Crash Data, Performance Data
- Financial Info: Payment Info
Used for: Analytics, App Functionality
Alternatives to AI Expense & Budget - Safify
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| AI Expense & Budget - Safify | – | Free | July 24, 2026 | |
| Flowly: Budget & Subscriptions | – | Free | Oct 5, 2026 | Compare |
| BudgetPilot - Smart Finance | 5.0 / 5 (5) | Free | Oct 23, 2026 | Compare |
| Pace - Budget Tracker | – | Free | Apr 10, 2026 | Compare |
| Budget Planner · WealthFlow | 5.0 / 5 (1) | Free | Nov 19, 2025 | Compare |
| AI Weekly Spend Tracker - Pace | 5.0 / 5 (8) | Free | Sep 20, 2026 | Compare |
| Zero Budget: Money Planner | 5.0 / 5 (1) | Free | Oct 24, 2026 | Compare |