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  • BudgetPilot - Smart Finance screenshot 1
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About BudgetPilot - Smart Finance

BudgetPilot is the AI-powered finance app that warns you before you overspend and finds money you didn't know you had with predictive alerts, AI savings insights, a spending pace graph, bill countdowns, and cash flow forecasting. ZERO-DOLLAR BUDGETING Assign every dollar a purpose across expenses, savings, and investments. Switch between Planned, Spent, and Remaining views. AI FINANCIAL COACH Ask anything about your money. Powered by Claude AI with access to your budget data. MARGIN FINDER AI finds personalized savings opportunities each month. Every suggestion shows the exact merchants and amounts involved. RECEIPT SCANNER & QUICK ADD Snap a receipt and AI reads the merchant, items, and total automatically. Or type naturally: "Spent $45 at Costco" and it's done. CONNECT YOUR BANK Link accounts via Plaid. Imports and categorizes transactions with AI. Supports bank accounts, credit cards, loans, and investments. SPENDING PACE GRAPH Real-time chart compares actual spending against your ideal pace, with free-to-spend amount front and center. PREDICTIVE SPENDING ALERTS AI warns you before you overspend: "You've used 80% of Dining with 12 days left." BILL COUNTDOWN Track upcoming bills, payment status, and reminders. CASH FLOW FORECASTING Project your balance 30, 60, or 90 days ahead. Spot shortfalls before they happen. TRANSACTION SPLITTING Split transactions across categories with one tap. NET WORTH TRACKER Track your total net worth across all accounts. AI MONTHLY SUMMARY Personalized monthly insights and recommendations. SMART CATEGORIZATION AI categorizes transactions and learns from your corrections. SUBSCRIPTION TRACKER Detect recurring charges, see total monthly cost, and flag unused subscriptions. DEBT PAYOFF PLANNER Compare snowball vs. avalanche side by side. See your debt-free date and interest savings. FINANCIAL CALCULATORS Compound interest, loan, mortgage, paycheck, retirement, and emergency fund calculators. SHARED FAMILY BUDGETS Share one budget with your partner and stay on the same financial page. MONEY RADAR Flags unusual charges, duplicate transactions, and subscription price increases. SAVINGS CHALLENGES Guided savings challenges with progress tracking. EXPORT & TAX PREP Monthly or annual reports. Export as CSV for spreadsheets or tax preparation. DARK MODE & BIOMETRICS Full dark theme. Face ID, Touch ID, Sign in with Apple, and Sign in with Google supported. SUBSCRIPTION — BUDGETPILOT PREMIUM BudgetPilot Premium unlocks every feature listed above. Choose your plan: Monthly — free for 3 months, then $8.99/month Annual — $19.99 for your first year (founder price, 50%+ off monthly), then $49.99/year Premium includes: AI Financial Coach with unlimited chat Margin Finder with AI-powered savings opportunities and exact merchants and amounts Unlimited bank account connections via Plaid Automatic transaction import and smart categorization Receipt scanner with AI extraction Predictive overspend alerts and bill countdowns 30/60/90-day cash flow forecasting Net worth tracking across all accounts Shared budgets for couples AI monthly summary reports Subscription tracker, debt payoff planner, and financial calculators CSV export for tax preparation Face ID and Touch ID security Monthly is free for 3 months, then $8.99/month. Annual is $19.99 for the first year, then $49.99/year. Payment is charged to your Apple ID when your subscription begins. Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours before the end of the current period at the price listed above. Manage or cancel anytime in your App Store account. Any unused portion of the free trial is forfeited when you subscribe. Prices are in USD; local equivalents are shown at purchase. Download BudgetPilot and control your money. Terms of Use: https://correiavirtus.com/#terms Privacy Policy: https://correiavirtus.com/#privacy

Ratings & reviews

5.0

5 ratings

5 ★ 100% 4 ★ 0% 3 ★ 0% 2 ★ 0% 1 ★ 0%

What’s new

Version 1.3.7 · Updated October 25, 2026

Reliability improvements and small fixes.

App privacy

The developer, Guilherme Correia Fagundes, reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers: Device ID
  • Usage Data: Other Usage Data

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Identifiers: Device ID, User ID
  • Usage Data: Other Usage Data
  • Financial Info: Other Financial Info
  • Contact Info: Email Address, Name
  • User Content: Photos or Videos

Used for: Third-Party Advertising, Analytics, App Functionality

Alternatives to BudgetPilot - Smart Finance

Looking for apps like BudgetPilot - Smart Finance? Here are 6 similar apps on the App Store. The highest rated is Pluto Budgeting (5.0/5), and all 6 are free to download.

BudgetPilot - Smart Finance vs. alternatives
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BudgetPilot - Smart Finance 5.0 / 5 (5 ratings) Free October 25, 2026
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Pluto Budgeting 5.0 / 5 (1) Free Oct 23, 2026 Compare
MoneyConfidence 5.0 / 5 (6) Free Aug 31, 2026 Compare
UltraBudget: Budget Planner 4.4 / 5 (7) Free Sep 26, 2026 Compare
Until Payday: Budget Calendar – Free Oct 5, 2026 Compare

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