Spendy: Expense Tracker
Francesco Algieri Finance iPhoneiPadiPod touch
Spendy: Expense Tracker is a free Finance app for iPhone and iPad by Francesco Algieri. Requires iOS 18. Updated October 11, 2026.
- Price
- Free
- on the App Store
- Size
- 62 MB
- Age 4+
- Updated
- Oct 11
- 2026 · v1.1.01
Screenshots
About Spendy: Expense Tracker
Track expenses at lightning speed! Use Quick Controls, scan receipts, and automate recordings with Apple Pay: your budget is always up-to-date, with zero hassle. Spendy is the budgeting app you won't abandon after a week. Record expenses manually, from Control Center, or with Quick Controls; scan receipts with OCR and let AI learn from your habits. Zero hassle, maximum control. WHY SPENDY - Custom categories (Pro) → Create categories with a name, icon, and color; Choose the order and use them for transactions, budgets, and recurring payments. - Quick Controls → Add an expense or open the scanner from Control Center, the Lock Screen, or the Action Button. - Apple Pay Automation → Set up Shortcuts to record payments without manually entering them. - Scan the receipt → Take a photo of the receipt: the app reads the amount and date in seconds. - Learning AI (Pro) → Suggests categories as you type and remembers your habits. - Quick Add from the icon → Press and hold the Spendy icon to add an expense from the Home screen. - Budget by category → Set monthly limits and check how much you can still spend. - Savings goals → Vacation, car, emergency: create a goal and Spendy tracks your progress. - Recurring payments → Reminders before each due date so you don't forget subscriptions and payments. - Smart widgets → Budgets, latest expenses, and statistics always visible on your screen. Home SPENDY ADVISOR: YOUR FINANCIAL AI Analyze spending patterns: "We're on day 10, and you've already used 60% of your budget." Identify hidden trends: "You're spending too much on weekends." Smart forecasts: "At this rate, you'll end the month with a €150+ premium." Proactive notifications: Unusual spending detected in real time. Everything locally on your iPhone. Privacy guaranteed. APPLE PAY AUTOMATION (Zero Effort) Set up Shortcuts to record Apple Pay or card payments (including contactless payments with supported cards and banks) in the background. Associate a merchant with a category, even a custom one: AI Pro will suggest it for subsequent transactions. Result: your budget is always up-to-date without you lifting a finger. QUICK FUNCTIONS Access from Control Center, Lock Screen, and Action Button; search and filters to find transactions; PDF/CSV export and iCloud backup with custom categories and sorting included. **GAMIFICATION & MOTIVATION** **FREE VERSION** - Unlimited expenses and income - 1 goal + 1 subscription + 1 widget - Essential statistics - Spendy Advisor (basic analysis) **SPENDY PRO** - Unlimited goals and subscriptions - Budgets for all categories - OCR receipt scanning - Apple Pay automation with Shortcuts - Full Spendy Advisor (predictions + advanced trends) - Shortcuts automation - Automatic iCloud backup - PDF/CSV export - All widgets - Advanced statistics with charts - Quick Controls (Lock Screen and Control Center) **PRIVACY FIRST** All data stays on your iPhone. No mandatory account, no external servers, no tracking. Face ID/Touch ID protection included. **LEGAL INFORMATION** Terms and Conditions (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://francescowebdesign.it/spendyapp/privacy.html **SUBSCRIPTION INFORMATION** Spendy Pro is available with the following options: AUTO-RENEWABLE SUBSCRIPTIONS: • Monthly: €2.99/month • Annual: €17.99/year (save 58%) ONE-TIME PURCHASE: • Lifetime: €44.99 (lifetime access, no renewals) Subscriptions automatically renew unless auto-renewal is turned off at least 24 hours before the end of the current period. Payment is charged to your Apple ID upon confirmation of purchase. You can manage your subscriptions and turn off auto-renewal in your Apple account settings after purchase. The Lifetime purchase is a one-time payment with no automatic renewal and grants access to all Premium features forever.
What’s new
Version 1.1.01 · Updated October 11, 2026
SPENDY MEETS IPHONE DUO! Spendy is among the first personal finance apps to deliver a fully optimized experience for the all-new iPhone Duo! We've redesigned and refined the interface to make the most of its innovative display, seamlessly adapting every section to different ways of using your device. From expense tracking to budget analysis, every detail has been optimized to deliver a smooth, intuitive, and engaging experience. A new device. A whole new way to experience Spendy. SPENDY IS EVOLVING. AND READY FOR THE FUTURE! This isn't just another update. It's a major step forward in the way you manage your finances. More innovation, greater accuracy, and an even more personalized experience. NEW: BALANCE ADJUSTMENT — KEEP YOUR FINANCES ON TRACK! Ever forgotten to record an expense and noticed that your balance no longer matches your actual account balance? Now, there's no need to go back and track down every missing transaction! With the new Balance Adjustment feature, simply enter your actual account balance. Spendy will automatically calculate the difference and create an adjustment transaction to bring your records back in sync. No manual calculations. No searching through old expenses. Your balance updated in just a few moments. Because managing your money should be simple, even when you forget something. CUSTOM CATEGORIES: EVEN MORE FREEDOM! Custom categories, first introduced in Spendy 1.1.0, are now better than ever! We've further refined how they work to provide a smoother, more organized, and more intuitive experience. Your expenses. Your habits. Your categories. Spendy adapts to you, not the other way around. EVEN MORE ATTENTION TO EVERY DETAIL As always, we've been working behind the scenes to refine the overall experience, improve performance, and make Spendy even more enjoyable to use every day. THE FUTURE OF YOUR FINANCES IS ALREADY HERE. With iPhone Duo support, the new Balance Adjustment feature, and increasingly powerful custom categories, Spendy continues to evolve with one clear mission: To make managing your money simpler, smarter, and more accessible to everyone. Update Spendy today and discover what's new!
App privacy
The developer, Francesco Algieri, reported these privacy practices to Apple.
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Purchases: Purchase History
- Identifiers: User ID
- Usage Data: Product Interaction
Used for: Analytics
Alternatives to Spendy: Expense Tracker
Looking for apps like Spendy: Expense Tracker? Here are 6 similar apps on the App Store. The highest rated is FamMoney – Family Budgeting (5.0/5), and all 6 are free to download.
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Spendy: Budget & Money Manager
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Moneto: Budget Expense Tracker
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Spending Tracker - YouSpend
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YouSpend: Money Saver
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Family Budget: Spend & Save
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FamMoney – Family Budgeting
5.0
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Spendy: Expense Tracker | – | Free | October 11, 2026 | |
| Spendy: Budget & Money Manager | – | Free | Sep 24, 2026 | Compare |
| Moneto: Budget Expense Tracker | – | Free | Sep 17, 2026 | Compare |
| Spending Tracker - YouSpend | – | Free | Sep 20, 2026 | Compare |
| YouSpend: Money Saver | – | Free | Oct 10, 2026 | Compare |
| Family Budget: Spend & Save | – | Free | Sep 2, 2026 | Compare |
| FamMoney – Family Budgeting | 5.0 / 5 (1) | Free | Oct 7, 2026 | Compare |