Moneto: Budget Expense Tracker
Carmelina Cafaro Finance iPhoneiPadiPod touch
Moneto: Budget Expense Tracker is a free Finance app for iPhone and iPad by Carmelina Cafaro. Requires iOS 17.0. Updated September 17, 2026.
- Price
- Free
- on the App Store
- Size
- 9 MB
- Age 4+
- Updated
- Sep 17
- 2026 · v3.2.8
Screenshots
About Moneto: Budget Expense Tracker
Moneto is a free expense tracker, budget planner and money manager that makes personal finance simple. Track expenses, income and transfers, set budgets, reach your savings goals and see exactly where your money goes — all in one clean, fast app, with no ads ever. Whether you want a daily spending tracker, a powerful budget planner, or a full money manager and expense manager for the whole family, Moneto keeps your personal finance organized on every device. WHAT YOU CAN DO • Track expenses, income and transfers in seconds • Create multiple wallets for accounts, cards and cash • Set monthly, quarterly or yearly budgets with automatic alerts • Build savings goals with deadlines and progress tracking • Automate recurring transactions for bills, salary and subscriptions • Attach receipts and invoices to any transaction (PDF, JPG, PNG) • Analyze your money with 6 reports: overview, annual, categories, cash flow, net worth and forecast • Export everything to PDF and CSV in your language GROUPS & SHARED EXPENSES Share wallets, budgets and savings goals with your family. Every transaction notifies everyone, so the household budget is clear to whoever runs it. PRIVACY FIRST • Fully GDPR compliant • Data hosted in Europe (Microsoft Azure) • Encryption in transit and at rest • Two-factor authentication (2FA) • Biometric unlock with fingerprint or Face ID • No ads, no profiling, no selling your data 18 LANGUAGES English, Italian, German, Spanish, French, Dutch, Portuguese, Brazilian Portuguese, Croatian, Hindi, Indonesian, Turkish, Polish, Czech, Romanian, Hungarian, Greek and Ukrainian. WORKS EVERYWHERE One account across Android, iPhone, iPad, Windows and Web, with automatic real-time sync. Start budgeting on your phone and pick up right where you left off on your computer. FREE FOREVER + MONETO PRO Moneto is open: reports, budgets, goals and groups are free for everyone, with no ads. The free plan covers 25 transactions a month. With Moneto Pro (€6.99/year, 7-day trial) the cap goes away and you can export everything to PDF and CSV. Take control of your personal finance today. Download Moneto — the budget and expense tracker that puts your money first. Developed in Italy by Innovatek. Questions? [email protected]
What’s new
Version 3.2.8 · Updated September 17, 2026
What's new • Attach a receipt while you record a transaction, without reopening it later • The paperclip in the list shows which transactions have an attachment • Photos are made lighter before sending, so uploads are quicker on a weak connection
App privacy
The developer, Carmelina Cafaro, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Contact Info: Name, Email Address
Used for: Product Personalization, App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Financial Info: Other Financial Info
- Identifiers: User ID
- Usage Data: Product Interaction
- Diagnostics: Crash Data
Used for: App Functionality
Alternatives to Moneto: Budget Expense Tracker
Looking for apps like Moneto: Budget Expense Tracker? Here are 6 similar apps on the App Store.
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COOPER — Budget & Savings
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Spendy: Expense Tracker
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Nuvio: family budget
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MyPersFinance
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Family Budget: Spend & Save
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ZeroBudget: Private Budget
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Moneto: Budget Expense Tracker | – | Free | September 17, 2026 | |
| COOPER — Budget & Savings | – | Free | Aug 18, 2026 | Compare |
| Spendy: Expense Tracker | – | Free | Oct 11, 2026 | Compare |
| Nuvio: family budget | – | Free | Sep 9, 2026 | Compare |
| MyPersFinance | – | Free | Sep 21, 2026 | Compare |
| Family Budget: Spend & Save | – | Free | Sep 2, 2026 | Compare |
| ZeroBudget: Private Budget | – | Free | Oct 16, 2026 | Compare |