FairMoney: Save, Spend, Credit
Finance app for iPhone, iPad, iPod touch by FAIRMONEY MICROFINANCE BANK LIMITED
About FairMoney: Save, Spend, Credit
FairMoney - Nigeria’s Leading Online Loan App Need an urgent loan or a reliable cash loan solution? FairMoney is your go-to loan app in Nigeria, providing fast and easy access to funds anytime, anywhere. With over 5 million users and 10,000+ daily loan disbursements, FairMoney stands out as the top loan app for individuals and businesses. Why Choose FairMoney? FairMoney is a trusted finance partner that offers a seamless loan borrowing experience with a variety of features designed to meet your financial needs. 1. Instant Loan Facing an unexpected expense? Get an instant loan of up to NGN 3,000,000 in less than 5 minutes. No paperwork, no long queues, and no collateral—just a simple and secure loan app experience. 2. Flexible Repayment Plans Choose from loan repayment options ranging between 30 to 180 days, making it easier to manage your finances. Whether you need a small loan for personal use or a larger business loan, FairMoney is the fast loan app that adapts to your needs. 3. Fastest Loan App – Quick Approvals & Instant Disbursal FairMoney is the fastest loan app in Nigeria, offering quick loans without lengthy verification processes. Apply, get approved, and receive your fast cash directly in your bank account. More than Just a Loan App FairMoney isn’t just about loans; it’s an all-in-one finance platform designed to help you save, spend, and grow your money. ・Earn While You Save Looking for a smarter way to save? FairMoney’s FairSave and FairLock features offer up to 21% interest on your deposits, outperforming traditional banks and microfinance institutions. ・Seamless Transactions with the FairMoney ATM Card Make online and offline payments effortlessly with the FairMoney ATM card. Enjoy exclusive rewards and cashback, making everyday transactions rewarding. ・Zero Hidden Charges – Transparent & Affordable Services With FairMoney, what you see is what you get. Enjoy zero service charges on bill payments and free bank transfers. Say goodbye to hidden fees and enjoy an stress-free finance experience. ・Security You Can Trust Your security is our priority. FairMoney employs facial recognition technology, instant card freezing, and advanced security measures to protect your funds and data. Whether you're taking a business loan or using the fastest loan app, your financial information remains safe. How to Get a Loan with FairMoney? Getting started with FairMoney is simple: 1. Download the FairMoney loan app from Apple App Store. 2. Register and create your account in minutes. 3. Apply for an instant loan or business loan. 4. Receive fast cash directly into your bank account. Example Loan Offer ・Loan Amount: NGN 100,000 ・Tenure: 3 months ・Interest: NGN 6,000 (6%) ・Total Repayment: NGN 106,000 ・Monthly Installment: NGN 35,333 ・Representative APR: 24% Join the FairMoney Community Become part of the millions who trust FairMoney as their preferred online loan app. Whether you need a fast loan, quick loan, or a platform for saving, FairMoney has you covered. All deposits on FairMoney are insured by NDIC, ensuring your funds are protected. Get in Touch We’re always happy to hear from you! Reach out to us for any questions or assistance. ・Email: [email protected] ・Phone: 017001276 / 01 888 5577 ・Address: 28 Pade Odanye Close, Off Adeniyi Jones, Ikeja, Nigeria Stay Connected Follow us on social media for the latest updates: ・Facebook: FairMoney Microfinance Bank | Lagos ・Instagram: Instagram (@fairmoney_ng) ・Twitter: FairMoney Microfinance Bank (@fairmoney_ng) on X ・LinkedIn: https://www.linkedin.com/company/fairmoney/ Download FairMoney Today! Get the fastest loan app in Nigeria and enjoy the convenience of a secure and reliable cash loan solution. Download FairMoney now and experience effortless finance management like never before!
FairMoney: Save, Spend, Credit details
FairMoney: Save, Spend, Credit is a free Finance app for iPhone, iPad and iPod touch, developed by FAIRMONEY MICROFINANCE BANK LIMITED. It is rated 4.6 out of 5 from 14,462 ratings on the App Store, requires iOS 16.0 or later and is 278 MB to download. It was first released on November 27, 2023 and last updated on September 25, 2026.
- Category
- Finance
- Rating
- 4.6 / 5 (14,462 ratings)
- Price
- Free
- Current version
- 1.143.1
- Size
- 278 MB
- Requires
- iOS 16.0 or later
- Compatibility
- iPhone, iPad, iPod touch
- Languages
- English
- Age rating
- 4+
- Released
- November 27, 2023
- Last updated
- September 25, 2026
- Developer
- FAIRMONEY MICROFINANCE BANK LIMITED
Ratings breakdown
What’s new in FairMoney: Save, Spend, Credit
Welcome to FairMoney 1.143.1! We have made performance improvements to ensure a smoother, more reliable app experience. Update now to enjoy the latest enhancements! Got questions or feedback? We're always here at [email protected]. Thanks for being a part of our journey!
Version 1.143.1 · Updated September 25, 2026
FairMoney: Save, Spend, Credit app privacy
The developer, FAIRMONEY MICROFINANCE BANK LIMITED, reported these privacy practices to Apple.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Usage Data: Advertising Data
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Usage Data: Advertising Data, Product Interaction
- Financial Info: Payment Info, Other Financial Info
- Location: Precise Location
- Contact Info: Physical Address, Email Address, Name, Phone Number
- Contacts: Contacts
- Identifiers: User ID, Device ID
Used for: Analytics, App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Diagnostics: Crash Data, Performance Data, Other Diagnostic Data
Used for: Analytics, App Functionality
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| App | Rating | Price | Last updated |
|---|---|---|---|
| FairMoney: Save, Spend, Credit | 4.6 / 5 (14,462 ratings) | Free | September 25, 2026 |
| Carbon: Mobile Banking & Loans | 4.5 / 5 (10,219) | Free | Sep 23, 2026 |
| Moniepoint Business Banking | 4.6 / 5 (15,522) | Free | Sep 14, 2026 |
| Moniepoint Personal Banking | 4.6 / 5 (31,761) | Free | Sep 17, 2026 |
| Kuda - Free transfer & payment | 4.7 / 5 (131,013) | Free | Sep 15, 2026 |
| eLendly | 2.7 / 5 (105) | Free | Apr 8, 2024 |
| Monibac | 2.7 / 5 (86) | Free | Dec 2, 2025 |