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  • Moniepoint Business Banking screenshot 1
  • Moniepoint Business Banking screenshot 2
  • Moniepoint Business Banking screenshot 3
  • Moniepoint Business Banking screenshot 4

About Moniepoint Business Banking

Moniepoint Business Bank provides businesses with access to mobile business banking solutions that enable them to create their own business bank account, accept online and offline payments, purchase airtime, pay utility bills, request expense cards, and manage their business finances with ease. More than 2 million business customers trust Moniepoint to help them achieve their business goals. ◉ BUSINESS BANKING SOLUTIONS FOR EVERY BUSINESS Moniepoint Business Bank provides simple yet effective solutions for your business, so you can manage bills, control expenses, handle business money transfers, and grow without limits: Business Bank Account: Open a business bank account in your business name right from your phone — fast, secure, and hassle-free. Saving Plans: Save a predetermined amount from transactions made through your POS system and grow your business reserves automatically. Send and Receive Money: Send funds to any business or individual account effortlessly with no hidden charges. Enjoy fast, reliable transfers that ensure your money reaches its destination securely. POS Terminals: Receive card and bank transfer payments easily with the Moniepoint POS. Request one right from the app and have it delivered to your doorstep within 48 hours. Business Expense Cards: Manage your business spending efficiently. Track your expenses in real time, set spending limits, and create budgets that help your business stay on track. Each card costs only ₦1,000 and can be delivered to your doorstep for just ₦1,000. Airtime & Data Purchase with Cashback: Buy airtime and data directly from the app and enjoy 2% cashback on every purchase. ◉ THE BEST BUSINESS BANKING APP TO MANAGE YOUR BUSINESS Experience a smarter way to manage your business with Moniepoint Business Banking. Our intuitive mobile app gives you everything you need — from business accounts and expense management tools to bill payments and POS requests — all in one place. Moniepoint started as an agent banking network and has now evolved into a trusted provider of personal and business banking services. Moniepoint Microfinance Bank is the definitive bank for small and medium-sized businesses in Nigeria, regulated by the Central Bank of Nigeria (CBN). Create your business bank account now, send and receive money instantly, buy airtime, pay bills, and request business expense cards or POS terminals delivered to you in less than 48 hours. Join over 2,000,000 satisfied businesses and experience seamless business banking today. Contact us Our committed support team is always ready to assist. Helpline: 01 888 9990 Website: www.moniepoint.com WhatsApp: +234 908 843 0803 Facebook: @moniepointng Twitter: @moniepointng Instagram: @moniepointng YouTube: @moniepointng LinkedIn: Moniepoint Nigeria Address: Plot 7A, Block 4, Admiralty Road, Lekki Phase 1, Lagos State

Ratings & reviews

4.6

15.5K ratings

5 ★ 81% 4 ★ 7% 3 ★ 4% 2 ★ 3% 1 ★ 5%

What’s new

Version 2.74.0 · Updated September 14, 2026

Nothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you!

App privacy

The developer, Moniepoint, reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data: Product Interaction

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Physical Address, Email Address, Name, Phone Number, Other User Contact Info
  • Usage Data: Product Interaction, Advertising Data, Other Usage Data
  • Financial Info: Payment Info, Other Financial Info
  • User Content: Photos or Videos, Customer Support
  • Identifiers: User ID, Device ID
  • Sensitive Info: Sensitive Info
  • Purchases: Purchase History

Used for: Third-Party Advertising, Analytics, Product Personalization, App Functionality, Other Purposes

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Diagnostics: Crash Data, Performance Data, Other Diagnostic Data
  • Location: Coarse Location

Used for: Analytics, Product Personalization, App Functionality

Alternatives to Moniepoint Business Banking

Looking for apps like Moniepoint Business Banking? Here are 6 similar apps on the App Store. The highest rated is Kuda - Free transfer & payment (4.7/5), and all 6 are free to download.

Moniepoint Business Banking vs. alternatives
App Rating Price Last updated Compare
Moniepoint Business Banking 4.6 / 5 (15,522 ratings) Free September 14, 2026
Kuda - Free transfer & payment 4.7 / 5 (131,013) Free Sep 15, 2026 Compare
FairMoney: Save, Spend, Credit 4.6 / 5 (14,462) Free Sep 25, 2026 Compare
GTWorld 4.7 / 5 (47,012) Free Jul 27, 2026 Compare
Paga - Send, Pay, and Bank 4.1 / 5 (1,452) Free Sep 24, 2026 Compare
Kuda Business: POS & Invoice 4.6 / 5 (983) Free Sep 23, 2026 Compare
Monibac 2.7 / 5 (86) Free Dec 2, 2025 Compare

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