Back to Top
Paga - Send, Pay, and Bank screenshot 1
Paga - Send, Pay, and Bank screenshot 2
Paga - Send, Pay, and Bank screenshot 3
Paga - Send, Pay, and Bank screenshot 4

About Paga - Send, Pay, and Bank

Your money shouldn’t stop where your country’s border starts - whether you find yourself in Nigeria, the US, or anywhere in the world. The Paga app gives you the opportunity to open and manage both a US Checking Account and a Nigerian Naira Account from anywhere. To open a Paga US bank account, proof of a valid residential address in the US is required. For the Nigerian bank account, you’ll need a NIN or BVN. One login. One app. Two worlds, finally connected. With Paga, you can: Send, pay, and receive across both currencies Send directly from your Paga US account to any Naira account Get paid by clients, pay vendors abroad, or manage your side gigs seamlessly Connect to your financial life on apps like Chime, Robinhood, SoFi, or Venmo. Physical & Virtual Visa Debit Cards Shop, travel, and live life on your terms. You can: Pay anywhere with your physical or virtual debit card Link your Paga US card to Apple Pay for secure, contactless payments. Tap and pay in-store or online. Lock and unlock your card instantly. Even choose a card design that fits your style. Move Money Without Borders Send US Dollars to Nigeria — fast and reliable. Request or receive money with a tap, wherever you are. Enjoy competitive exchange rates and fees that keep more money with you. Link your external bank accounts to make better transaction moves. Receive money via ACH, wire transfers, and Visa Direct card transfers PayPal, Reimagined - Paga makes PayPal work for Nigerians- FINALLY! PayPal is now closer to home. With Paga, you can: Top up, withdraw, and get paid in any currency, instantly in Naira. Pay globally anywhere PayPal is accepted. Send and receive money worldwide right from your phone How we protect your money Your security isn’t an afterthought — it’s built in. Paga US account is protected up to $250,000 through our FDIC-insured partner bank To learn more about FDIC insurance, visit the FDIC website at www.fdic.gov/deposit/deposits Paga Nigeria accounts are protected by NDIC. Industry-grade security, fraud monitoring, and instant card controls keep your money safe. Extensive identity verification keeps sign-ups secure. Passcode and biometric login ensure only you can access your account. Visit our Terms and Conditions website for more information (See links below). Peace of mind, every time you send or spend. Always Here to Help Money never sleeps, and neither do we. Get 24/7 customer support. Why Paga? Over 30 million people trust Paga. Recognised by the Financial Times and Statista, Paga connects your two worlds: US and Nigeria. Home and abroad. Dollars and Naira. Because your money should move as freely as you do. Visit our Terms and Conditions for our Nigerian customers - mypaga.com/ngn-terms#tos Visit our Terms and Conditions for our US customers - mypaga.com/usd-terms#tos Download Paga today. Two wallets, one life, no borders. Paga is a financial technology company, not a bank. US banking services are provided by Regent Bank, Member FDIC. FDIC insurance only covers the failure of insured depository institutions. Certain conditions must be satisfied for pass-through FDIC deposit insurance to apply. Medium - https://www.medium.com/@mypaga Facebook - https://www.facebook.com/mypaga Twitter - https://www.twitter.com/mypaga Instagram - https://www.instagram.com/my_paga

Paga - Send, Pay, and Bank details

Paga - Send, Pay, and Bank is a free Finance app for iPhone, iPad and iPod touch, developed by Paga Group LTD (UK). It is rated 4.1 out of 5 from 1,452 ratings on the App Store, requires iOS 15.0 or later and is 191 MB to download. It was first released on August 29, 2018 and last updated on September 24, 2026.

Category
Finance
Rating
4.1 / 5 (1,452 ratings)
Price
Free
Current version
v5.0.25
Size
191 MB
Requires
iOS 15.0 or later
Compatibility
iPhone, iPad, iPod touch
Languages
English
Age rating
4+
Released
August 29, 2018
Last updated
September 24, 2026
Developer
Paga Group LTD (UK)

Ratings breakdown

5 stars 67% (971) 4 stars 10% (150) 3 stars 5% (76) 2 stars 4% (55) 1 star 14% (200)

What’s new in Paga - Send, Pay, and Bank

Invest in the Dangote Refinery IPO live on Paga. You can now subscribe for shares in Africa's largest refinery directly on Paga. Get in now - Na Your Own! Subscribe in three minutes. All you need is your BVN. Pay in Naira or USD (Paga, ACH, or Wire), wherever you are in the world. PayPal is on Paga! We've partnered with PayPal to make global payments easier for Nigerians. You can: Send and receive money globally Withdraw USD straight to your Paga account, and Pay anywhere PayPal is accepted, all in one place.

Version v5.0.25 · Updated September 24, 2026

Paga - Send, Pay, and Bank app privacy

The developer, Paga Group LTD (UK), reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data: Product Interaction

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Email Address, Phone Number, Physical Address, Name
  • Usage Data: Product Interaction
  • Diagnostics: Performance Data, Other Diagnostic Data, Crash Data
  • Contacts: Contacts
  • Financial Info: Payment Info

Used for: Developer’s Advertising or Marketing, Analytics, Product Personalization, App Functionality, Other Purposes

Alternatives to Paga - Send, Pay, and Bank

Looking for apps like Paga - Send, Pay, and Bank? Here are 6 similar apps on the App Store. The highest rated is Kuda - Free transfer & payment (4.7/5), and all 6 are free to download.

ALAT

ALAT

3.5 ★

Welcome to ALAT, Africa’s first fully digital bank and home to millions of Nigerians who trust ALAT for swift, seamless, reliable, convenient and secure bank...

Kuda - Free transfer & payment

Kuda - Free transfer & payment

4.7 ★

Join over 8 million people who use Kuda to spend, save, borrow, and get more from their money every day. OPEN A FREE ACCOUNT Download the Kuda banking app, o...

Carbon: Mobile Banking & Loans

Carbon: Mobile Banking & Loans

4.5 ★

Total control of your finances is possible! Meet Carbon, a credit-led pan African digital bank that makes banking make sense, and your all-in-one app for eas...

Moniepoint Business Banking

Moniepoint Business Banking

4.6 ★

Moniepoint Business Bank provides businesses with access to mobile business banking solutions that enable them to create their own business bank account, acc...

Chipper Cash

Chipper Cash

4.3 ★

Send and receive money the fast, free and easy way. Transfer funds across town or across Africa, right from your mobile phone. What is Chipper Cash? Chipper ...

Monica - Pay, Send, Bills

Monica - Pay, Send, Bills

4.6 ★

Get ready to simplify your spending and personal money management all in one app! Monica is your everyday financial companion, making life easier and way mor...

Paga - Send, Pay, and Bank vs. alternatives
App Rating Price Last updated
Paga - Send, Pay, and Bank 4.1 / 5 (1,452 ratings) Free September 24, 2026
ALAT 3.5 / 5 (2,374) Free Sep 10, 2026
Kuda - Free transfer & payment 4.7 / 5 (131,013) Free Sep 15, 2026
Carbon: Mobile Banking & Loans 4.5 / 5 (10,219) Free Sep 23, 2026
Moniepoint Business Banking 4.6 / 5 (15,522) Free Sep 14, 2026
Chipper Cash 4.3 / 5 (14,643) Free Aug 28, 2026
Monica - Pay, Send, Bills 4.6 / 5 (14,650) Free Jun 22, 2026