Moniepoint Personal Banking
Moniepoint Finance iPhoneiPadiPod touch
Moniepoint Personal Banking is a free Finance app for iPhone and iPad by Moniepoint. Rated 4.6/5 from 31,930 ratings. Requires iOS 14.0.
- Rating
- 4.6
- 31.9K ratings
- Price
- Free
- on the App Store
- Size
- 267 MB
- Age 17+
- Updated
- Sep 28
- 2026 · v1.76.0
Screenshots
About Moniepoint Personal Banking
Experience banking that simply works. Moniepoint Personal Banking gives you fast, 99.9% reliable transfers, high-yield savings accounts, and seamless everyday payments built for your lifestyle. Join millions of Nigerians who trust Moniepoint for their daily financial needs. --- WHY CHOOSE MONIEPOINT? Seamless, Reliable Money Transfers • Experience instant transfers that never leave you stranded. • Enjoy 99.9% transaction uptime with real-time debit and credit alerts. • Free monthly transfers for eligible young adults (ages 16–24). High-Yield Savings That Grow With You • Earn competitive interest rates of up to 20% per annum on your savings. • Find a savings plan that suits you: - Save As You Transact (SAYT): Automatically set aside a percentage every time you spend. - Target Savings: Build disciplined funds for school fees, rent, or special projects. - Flexible Savings: Save for emergencies and withdraw anytime you need it. - Fixed Savings: Lock funds securely and lock in guaranteed returns. Fast Debit Card Delivery • Request a Moniepoint debit card directly from the app. • Fast delivery straight to your doorstep within 48 hours. • Use your card seamlessly at any POS, ATM, or web checkout across Nigeria. Offline USSD Banking (*5573#) • No internet? No problem. Transfer money, buy airtime, and check your balance using our *5573# USSD code from any phone. Effortless Bill & Utility Payments • Pay electricity bills, cable TV subscriptions (DStv, GOtv, StarTimes), and internet bundles in seconds. • Buy airtime and mobile data across all major networks with instant cashback rewards. --- BANK-GRADE SECURITY & COMPLIANCE Your Funds Are Safe & Insured • Fully licensed by the Central Bank of Nigeria (CBN). • All customer deposits are insured by the Nigeria Deposit Insurance Corporation (NDIC). • Advanced security with biometric login, end-to-end encryption, and 24/7 fraud monitoring. --- NEED HELP? WE ARE HERE FOR YOU Our dedicated support team is available 24/7 to assist with any questions or account requests: • In-App Live Chat: Available 24/7 directly within the app • Helpline: 01 888 9990 • Website: www.moniepoint.com • WhatsApp: +234 908 843 0803 • Social Media: @moniepointmfb • Address: Plot 7A, Block 4, Admiralty Road, Lekki Phase 1, Lagos, Nigeria Download Moniepoint Personal Banking today and take full control of your money!
Ratings & reviews
4.6
31.9K ratings
What’s new
Version 1.76.0 · Updated September 28, 2026
Nothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you!
App privacy
The developer, Moniepoint, reported these privacy practices to Apple.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Usage Data: Product Interaction, Advertising Data
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Financial Info: Payment Info
- Location: Coarse Location
- Contact Info: Email Address, Name, Phone Number
- User Content: Photos or Videos
- Identifiers: Device ID
Used for: App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Usage Data: Product Interaction, Advertising Data
- Diagnostics: Crash Data, Performance Data, Other Diagnostic Data
- Contact Info: Physical Address
Used for: Analytics, App Functionality
Alternatives to Moniepoint Personal Banking
Looking for apps like Moniepoint Personal Banking? Here are 6 similar apps on the App Store. The highest rated is Kuda - Free transfer & payment (4.7/5), and all 6 are free to download.
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Kuda - Free transfer & payment
4.7
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FairMoney: Save, Spend, Credit
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GTWorld
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Paga - Send, Pay, and Bank
4.1
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Monibac
2.7
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UBA Mobile App
2.7
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Moniepoint Personal Banking | 4.6 / 5 (31,930 ratings) | Free | September 28, 2026 | |
| Kuda - Free transfer & payment | 4.7 / 5 (130,819) | Free | Sep 26, 2026 | Compare |
| FairMoney: Save, Spend, Credit | 4.6 / 5 (14,474) | Free | Sep 25, 2026 | Compare |
| GTWorld | 4.7 / 5 (47,263) | Free | Jul 27, 2026 | Compare |
| Paga - Send, Pay, and Bank | 4.1 / 5 (1,447) | Free | Sep 24, 2026 | Compare |
| Monibac | 2.7 / 5 (86) | Free | Dec 2, 2025 | Compare |
| UBA Mobile App | 2.7 / 5 (963) | Free | May 10, 2026 | Compare |