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  • Moniepoint Personal Banking screenshot 1
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About Moniepoint Personal Banking

Experience banking that simply works. Moniepoint Personal Banking gives you fast, 99.9% reliable transfers, high-yield savings accounts, and seamless everyday payments built for your lifestyle. Join millions of Nigerians who trust Moniepoint for their daily financial needs. --- WHY CHOOSE MONIEPOINT? Seamless, Reliable Money Transfers • Experience instant transfers that never leave you stranded. • Enjoy 99.9% transaction uptime with real-time debit and credit alerts. • Free monthly transfers for eligible young adults (ages 16–24). High-Yield Savings That Grow With You • Earn competitive interest rates of up to 20% per annum on your savings. • Find a savings plan that suits you: - Save As You Transact (SAYT): Automatically set aside a percentage every time you spend. - Target Savings: Build disciplined funds for school fees, rent, or special projects. - Flexible Savings: Save for emergencies and withdraw anytime you need it. - Fixed Savings: Lock funds securely and lock in guaranteed returns. Fast Debit Card Delivery • Request a Moniepoint debit card directly from the app. • Fast delivery straight to your doorstep within 48 hours. • Use your card seamlessly at any POS, ATM, or web checkout across Nigeria. Offline USSD Banking (*5573#) • No internet? No problem. Transfer money, buy airtime, and check your balance using our *5573# USSD code from any phone. Effortless Bill & Utility Payments • Pay electricity bills, cable TV subscriptions (DStv, GOtv, StarTimes), and internet bundles in seconds. • Buy airtime and mobile data across all major networks with instant cashback rewards. --- BANK-GRADE SECURITY & COMPLIANCE Your Funds Are Safe & Insured • Fully licensed by the Central Bank of Nigeria (CBN). • All customer deposits are insured by the Nigeria Deposit Insurance Corporation (NDIC). • Advanced security with biometric login, end-to-end encryption, and 24/7 fraud monitoring. --- NEED HELP? WE ARE HERE FOR YOU Our dedicated support team is available 24/7 to assist with any questions or account requests: • In-App Live Chat: Available 24/7 directly within the app • Helpline: 01 888 9990 • Website: www.moniepoint.com • WhatsApp: +234 908 843 0803 • Social Media: @moniepointmfb • Address: Plot 7A, Block 4, Admiralty Road, Lekki Phase 1, Lagos, Nigeria Download Moniepoint Personal Banking today and take full control of your money!

Ratings & reviews

4.6

31.9K ratings

5 ★ 82% 4 ★ 6% 3 ★ 4% 2 ★ 3% 1 ★ 5%

What’s new

Version 1.76.0 · Updated September 28, 2026

Nothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you!

App privacy

The developer, Moniepoint, reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data: Product Interaction, Advertising Data

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Financial Info: Payment Info
  • Location: Coarse Location
  • Contact Info: Email Address, Name, Phone Number
  • User Content: Photos or Videos
  • Identifiers: Device ID

Used for: App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Usage Data: Product Interaction, Advertising Data
  • Diagnostics: Crash Data, Performance Data, Other Diagnostic Data
  • Contact Info: Physical Address

Used for: Analytics, App Functionality

Alternatives to Moniepoint Personal Banking

Looking for apps like Moniepoint Personal Banking? Here are 6 similar apps on the App Store. The highest rated is Kuda - Free transfer & payment (4.7/5), and all 6 are free to download.

Moniepoint Personal Banking vs. alternatives
App Rating Price Last updated Compare
Moniepoint Personal Banking 4.6 / 5 (31,930 ratings) Free September 28, 2026
Kuda - Free transfer & payment 4.7 / 5 (130,819) Free Sep 26, 2026 Compare
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GTWorld 4.7 / 5 (47,263) Free Jul 27, 2026 Compare
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Monibac 2.7 / 5 (86) Free Dec 2, 2025 Compare
UBA Mobile App 2.7 / 5 (963) Free May 10, 2026 Compare

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