IOU-Money
Kizapi Labs Finance iPhoneiPadiPod touch
IOU-Money is a free Finance app for iPhone and iPad by Kizapi Labs. Rated 2.5/5 from 2 ratings. Requires iOS 15.6. Updated August 20, 2026.
- Rating
- 2.5
- 2 ratings
- Price
- Free
- on the App Store
- Size
- 32 MB
- Age 4+
- Updated
- Aug 20
- 2026 · v2.1.0
Screenshots
About IOU-Money
IOU Money - Budget App | Expense Tracker & Finance Manager Manage your finances effortlessly with IOU Money, the ultimate budgeting app designed to help you track, manage, and optimize your spending. Whether you're organizing your expenses, managing your debts, or planning your budget, IOU Money makes it simple to stay on top of your financial goals in real-time. With IOU Money, you can: Track spending easily and get automatic reports for full expense management. Keep a detailed record of your income and expenses for better financial control. Monitor your debts and credits with a smart debt tracker. View beautiful graphs and detailed financial reports that help you optimize your budget. Get notifications for any updates to your transactions and manage your loans (borrowed or lent) seamlessly. Key Features: Comprehensive Expense Tracking: Record and review your daily, monthly, and yearly spending. Debt and Credit Management: Keep track of loans and repayments easily. Multiple Currency Support: Manage your finances in various currencies like USD, NPR, EUR, JPY, GBP, and more. Income & Expense Reports: See where your money goes with detailed financial breakdowns. Automatic Report Generation: Get detailed, easy-to-understand reports without lifting a finger. Customizable Manual Updates: Import transactions from your bank or spreadsheet for seamless expense tracking. Available Currencies: USD, NPR, AUD, EUR, JPY, GBP, INR, KRW — More currencies will be added in future updates. Why Choose IOU Money? Take control of your finances with intuitive expense management tools. Track loans between friends and family with ease using our loan tracker. Get personalized budgeting insights to optimize spending and save money. Use a safe wallet to manage your money and keep track of all your transactions in one place. Perfect for: Personal finance management. Expense tracking and budget planning. Organizing loans and debts with friends or family. Saving money and improving your financial health. By downloading and using IOU Money, you agree to the Apple Standard End User License Agreement and our Privacy Policy. Access Terms of Use and Privacy Policy Terms of Use and Privacy Policy are available directly within the app, accessible via the Settings page and Paywall screen. By downloading and using IOU Money, you agree to the Apple Standard End User License Agreement and our Privacy Policy. Apple Standard End User License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
What’s new
Version 2.1.0 · Updated August 20, 2026
- Minor UI Updates
App privacy
The developer, Kizapi Labs, reported these privacy practices to Apple.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Usage Data: Advertising Data
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Usage Data: Advertising Data
Used for: Third-Party Advertising
Alternatives to IOU-Money
Looking for apps like IOU-Money? Here are 6 similar apps on the App Store. The highest rated is Evenly - Lend and never forget (4.9/5), and all 6 are free to download.
-
Lending - Track money & items
4.5
-
Evenly - Lend and never forget
4.9
-
Debes: Who owes me? Do I owe?
4.0
-
Wesplit - IOU expense tracker
4.3
-
owed
4.6
-
PayMeLater Friend Debt Tracker
4.7
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| IOU-Money | 2.5 / 5 (2 ratings) | Free | August 20, 2026 | |
| Lending - Track money & items | 4.5 / 5 (23) | Free | May 27, 2026 | Compare |
| Evenly - Lend and never forget | 4.9 / 5 (80) | Free | Nov 24, 2024 | Compare |
| Debes: Who owes me? Do I owe? | 4.0 / 5 (1) | Free | Sep 18, 2026 | Compare |
| Wesplit - IOU expense tracker | 4.3 / 5 (3) | Free | Apr 28, 2025 | Compare |
| owed | 4.6 / 5 (52) | Free | Dec 4, 2025 | Compare |
| PayMeLater Friend Debt Tracker | 4.7 / 5 (72) | Free | Oct 7, 2026 | Compare |
Compare IOU-Money with the top alternatives: ratings, updates, ASO score and keyword gaps →