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Screenshots

  • owed screenshot 1
  • owed screenshot 2
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About owed

Version 2 is here! What is new in this version? In a nutshell, everything! Do you borrow money? Do you lend money to your friends? Maybe your family is on your mobile family plan ( you know that mobile plan that no one actually knows what they owe the plan owner each month). If one or all of these fits you, then you're going to love owed! Here is just a sample of some key features: • FREE to use and no sign-up requirement. Seriously who doesn't like free? This also means you should limit your list of demands on what the app needs to do. Remember, it's FREE. • Keep track of multiple entries for each person. If you're like me, you have that one friend (Carl) that is constantly borrowing something. Now you can keep tabs on Carl and what he owes you. • Use your contacts to create new people. Now it's super easy to add Carl's information to the owed app. (Thanks Apple Contacts) • Set Notifications. I promise this time they work! • Send email or SMS reminders. Email not your thing? No worries. Send that person a text message directly from the owed app! • 3D touch enabled Maybe you have it, maybe you don't. But if you do, good for you, as owed is now using 3D touch! • Update person's information. You know, like if Carl tries to change his legal name to Chuck. Well bad news, Chuck. Owed makes it really easy to update a contact's name. • View the history of your statements. If Chuck tries to argue that he didn't borrow more money on top of what he already owes you for lunch, now you can show him the exact day he borrowed money for that Happy Meal. If you like what you see, please rate the app! Thanks for checking out the app, we hope you enjoy it as much as we do!

Ratings & reviews

4.6

52 ratings

5 ★ 81% 4 ★ 8% 3 ★ 6% 2 ★ 2% 1 ★ 4%

What’s new

Version 2.9.7 · Updated December 4, 2025

The icon now shines bright with a crisp white color that stays consistent across your experience. The status bar has been beautifully updated to blend seamlessly with your color scheme. You'll see a special announcement welcoming you to discover owed+, now live on the App Store! An Exciting New Chapter! Today is a celebration—owed+ (3.0) has officially launched! This represents the next evolution of what we've built together, and I couldn't be more excited to share it with you. For 8 incredible years, owed 2.0 has been an amazing adventure. Your feedback, encouragement, and trust have meant the world to me. Knowing that this app helped make your life even a little bit easier has been truly rewarding. This isn't a farewell—it's an invitation! I'd be honored if you'd join me on this next chapter with owed+. There are so many exciting things ahead, and I can't wait to share them with you. Thank you from the bottom of my heart for being part of this journey. Your support has made all the difference, and I'm genuinely grateful. Here's to new beginnings!

App privacy

The developer, Josh Gdovin, reported these privacy practices to Apple.

Data Not Collected

The developer does not collect any data from this app.

Alternatives to owed

Looking for apps like owed? Here are 6 similar apps on the App Store. The highest rated is PayMeLater Friend Debt Tracker (4.7/5), and all 6 are free to download.

owed vs. alternatives
App Rating Price Last updated
owed 4.6 / 5 (52 ratings) Free December 4, 2025
iOweYou: Debt Tracker – Free Aug 31, 2026
PayMeLater Friend Debt Tracker 4.7 / 5 (70) Free Sep 13, 2026
Debes: Who owes me? Do I owe? 4.0 / 5 (1) Free Sep 18, 2026
Loan Tracker: You Owe Me 4.6 / 5 (355) Free Sep 27, 2026
Keepfully – Loan Tracker 3.9 / 5 (30) Free Sep 14, 2026
List of debtors 4.0 / 5 (1) Free Jan 4, 2025