PayMeLater Friend Debt Tracker
Nicovate Limited Finance iPhoneiPadiPod touch
PayMeLater Friend Debt Tracker is a free Finance app for iPhone and iPad by Nicovate Limited. Rated 4.8/5 from 72 ratings. Requires iOS 16.0.
- Rating
- 4.8
- 72 ratings
- Price
- Free
- on the App Store
- Size
- 61 MB
- Age 4+
- Updated
- Oct 7
- 2026 · v3.10.0
Screenshots
About PayMeLater Friend Debt Tracker
Just tell your friends "PayMeLater", and you'll no longer wonder "did my friend pay me back for those cinema tickets 2 weeks ago?" Simply keep track of the running tally of what everyone owes. - Snap a picture of the restaurant bill, and simply drag and drop people to the items they actually ordered! "Check Please!" - Easily sign up with your telephone number. No messing around with emails and passwords! - Your friends can also add/edit debts - contributing to the ongoing tally. (Naturally it is in their best interest to keep it up to date). - Don't agree with what your friends have added? Simply edit or delete their entries, and they will get the update as well! - Automatically match with your friends based on the phone number you sign up with. - Change currencies easily and the app intelligently applies foreign exchange rates. WHY PAYMELATER? • Debt tracker and IOU manager for friends, roommates and groups • Bill splitter: split restaurant bills, rent, trips and shared expenses • Money lending tracker — remember who borrowed cash and who paid you back • Multi-currency ledger with automatic exchange rates • Shared tallies: both sides see and update the same balance • Works offline too — track debts without an account Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & reviews
4.8
72 ratings
What’s new
Version 3.10.0 · Updated October 7, 2026
- Notifications now arrive in your app language. - Fixed several minor issues.
App privacy
The developer, Nicovate Limited, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Contact Info: Phone Number
- Contacts: Contacts
- User Content: Other User Content
- Diagnostics: Crash Data
Used for: App Functionality, Other Purposes
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Usage Data: Product Interaction
Used for: Analytics
Alternatives to PayMeLater Friend Debt Tracker
Looking for apps like PayMeLater Friend Debt Tracker? Here are 6 similar apps on the App Store. The highest rated is Evenly - Lend and never forget (4.9/5), and all 6 are free to download.
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iOweYou: Debt Tracker
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Evenly - Lend and never forget
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| PayMeLater Friend Debt Tracker | 4.8 / 5 (72 ratings) | Free | October 7, 2026 | |
| owed | 4.6 / 5 (52) | Free | Dec 4, 2025 | Compare |
| Loan Tracker: You Owe Me | 4.5 / 5 (356) | Free | Oct 18, 2026 | Compare |
| Owe - Monthly expense tracker | 1.8 / 5 (4) | Free | Oct 18, 2026 | Compare |
| Debes: Who owes me? Do I owe? | 4.0 / 5 (1) | Free | Sep 18, 2026 | Compare |
| iOweYou: Debt Tracker | – | Free | Aug 31, 2026 | Compare |
| Evenly - Lend and never forget | 4.9 / 5 (80) | Free | Nov 24, 2024 | Compare |