Novelty Wealth: AI for Finance
FW Fintech %7C SEBI-Registered %7C Investment Planning Finance
Mutual Funds, Portfolio & Tax Planning | Commission-free Advisory App | SEBI RIA
- Downloads
- 77.8K+
- on Google Play
- Price
- Free
- No in-app purchases
- Updated
- Oct 5
- 2026 · v1.11.2
Screenshots
About Novelty Wealth: AI for Finance
India’s SEBI-registered AI wealth advisory platform for modern investors.
Novelty Wealth combines AI intelligence with unbiased advisory to help you make smarter financial decisions across Mutual Funds, ETFs, Stocks, NPS, EPF, Fixed Deposits, Bank Accounts and more - all in one secure, private space.
Built for affluent Indian families who want clarity, confidence and control over their money.
🤖 AI-Powered Wealth Intelligence with 100% Encrypted Data
Ask anything about your money.
Our purpose-built AI understands Indian personal finance and your portfolio context.
• Portfolio analysis
• Tax optimisation insights
• Asset allocation review
• Investment performance breakdown
• What-if scenario planning
• Mistake detection & course correction
No jargon. No judgement. Just clarity.
🛡 SEBI-Registered, Unbiased
We are a SEBI Registered Investment Advisor (RIA).
This means:
✔ No commission-driven product pushing
✔ No hidden incentives
✔ Advice aligned with your goals
✔ Transparent, subscription led advisory
Your interest comes first. Always.
📊 Complete Wealth View in One Place
Track and analyse your entire financial life:
• Mutual funds
• Stocks & demat holdings
• Bank accounts
• Cash & liquidity
• Family net worth view
• Asset allocation across categories
Secure, consent-based data sharing powered by India’s Account Aggregator ecosystem.
💰 Tax & Cost Optimisation
Most investors unknowingly lose ₹40,000+ annually to:
• Hidden commissions
• Poor asset allocation
• Idle cash
• Tax inefficiencies
• Underperforming investments
Novelty Wealth identifies optimisation opportunities so you can keep more of what you earn.
📈 Wealth Check-Up in One Prompt
Get a full AI-powered wealth review instantly.
• Portfolio strengths & gaps
• Risk assessment
• Tax insights
• Liquidity health
• Rebalancing suggestions
Think of it as your personal financial second opinion.
🚀 Upgrade to Novelty Wealth Pro
For serious investors who want deeper control, unlock advanced AI-powered wealth intelligence.
• Full portfolio rebalancing guidance
• Drift detection alerts
• Hidden cost & leakage identification
• Advanced Nova AI analysis across assets
• Goal-based planning & optimisation
• Priority advisory support
Pro is built for families who want to stay ahead - not react later.
👨👩👧 Built for Families
• Family-level tracking
• Privacy mode
• Shared financial visibility
• Long-term goal planning
Designed for modern Indian households with ₹15L - ₹5Cr+ net worth.
🔒 Private. Secure. Confidential.
• Your data is encrypted
• Access is consent-based
• You control what is shared
A safe space to discuss money - without judgement.
Who is this for?
• Working professionals
• DINK couples
• Business owners
• HNIs seeking unbiased advice
• Anyone tired of commission-driven selling
Download Novelty Wealth today and experience AI-powered, SEBI-registered wealth advisory built around your interests - not commissions.
Novelty Wealth combines AI intelligence with unbiased advisory to help you make smarter financial decisions across Mutual Funds, ETFs, Stocks, NPS, EPF, Fixed Deposits, Bank Accounts and more - all in one secure, private space.
Built for affluent Indian families who want clarity, confidence and control over their money.
🤖 AI-Powered Wealth Intelligence with 100% Encrypted Data
Ask anything about your money.
Our purpose-built AI understands Indian personal finance and your portfolio context.
• Portfolio analysis
• Tax optimisation insights
• Asset allocation review
• Investment performance breakdown
• What-if scenario planning
• Mistake detection & course correction
No jargon. No judgement. Just clarity.
🛡 SEBI-Registered, Unbiased
We are a SEBI Registered Investment Advisor (RIA).
This means:
✔ No commission-driven product pushing
✔ No hidden incentives
✔ Advice aligned with your goals
✔ Transparent, subscription led advisory
Your interest comes first. Always.
📊 Complete Wealth View in One Place
Track and analyse your entire financial life:
• Mutual funds
• Stocks & demat holdings
• Bank accounts
• Cash & liquidity
• Family net worth view
• Asset allocation across categories
Secure, consent-based data sharing powered by India’s Account Aggregator ecosystem.
💰 Tax & Cost Optimisation
Most investors unknowingly lose ₹40,000+ annually to:
• Hidden commissions
• Poor asset allocation
• Idle cash
• Tax inefficiencies
• Underperforming investments
Novelty Wealth identifies optimisation opportunities so you can keep more of what you earn.
📈 Wealth Check-Up in One Prompt
Get a full AI-powered wealth review instantly.
• Portfolio strengths & gaps
• Risk assessment
• Tax insights
• Liquidity health
• Rebalancing suggestions
Think of it as your personal financial second opinion.
🚀 Upgrade to Novelty Wealth Pro
For serious investors who want deeper control, unlock advanced AI-powered wealth intelligence.
• Full portfolio rebalancing guidance
• Drift detection alerts
• Hidden cost & leakage identification
• Advanced Nova AI analysis across assets
• Goal-based planning & optimisation
• Priority advisory support
Pro is built for families who want to stay ahead - not react later.
👨👩👧 Built for Families
• Family-level tracking
• Privacy mode
• Shared financial visibility
• Long-term goal planning
Designed for modern Indian households with ₹15L - ₹5Cr+ net worth.
🔒 Private. Secure. Confidential.
• Your data is encrypted
• Access is consent-based
• You control what is shared
A safe space to discuss money - without judgement.
Who is this for?
• Working professionals
• DINK couples
• Business owners
• HNIs seeking unbiased advice
• Anyone tired of commission-driven selling
Download Novelty Wealth today and experience AI-powered, SEBI-registered wealth advisory built around your interests - not commissions.
What’s new
Version 1.11.2 · Updated October 5, 2026
Bug fixes and behind the scene enhancements.
User reviews
We all invest in mutual funds, stocks and other things, but rarely stop to check if they are actually right for us. I liked how Nthe app's LLM model understands your individual financial goals and help you look at your investments from that perspective. It made me realise investing isn’t really one size fits all.
without any hassle. The dashboard gives me a clear picture of my finances, and I love that I can add my physical assets like gold and real estate too.
As someone who is not very tech-savvy, I found this app incredibly easy to use. It connected to my mutual funds through MF Central without any hassle. The dashboard gives me a clear picture of my finances, and I love that I can add my physical assets like gold and real estate too.
I’ve tried at least five different finance apps, and this one is by far the best. The AI-driven insights are practical and easy to act on. It’s helped me set realistic retirement goals and track my progress daily. The portfolio scoring feature is brilliant. Keep up the great work, Team Novelty!
The portfolio scoring feature is great – it grades my allocation and suggests tweaks.
The portfolio analysis is very detailed. I found out I was over-invested in one sector, so I diversified based on the app’s suggestions. The results have been great so far. I also love the tax planning features—very useful for year-end filing.
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| App | Rating | Price | Installs | Last updated | Compare |
|---|---|---|---|---|---|
| Novelty Wealth: AI for Finance | – | Free | 50,000+ | Oct 5, 2026 | |
| dub: Social Investing Unlocked | 4.6 / 5 | Free | 100,000+ | Oct 23, 2026 | Compare |
| Parqet - Portfolio Tracker | 3.7 / 5 | Free | 100,000+ | Oct 22, 2026 | Compare |
| Timely – Bookings & payments | 2.4 / 5 | Free | 50,000+ | Sep 30, 2026 | Compare |
| Qapital: The Money Saving App | 4.2 / 5 | Free | 1,000,000+ | Oct 30, 2026 | Compare |
| Edge - Bitcoin & Crypto Wallet | 4.7 / 5 | Free | 500,000+ | – | Compare |
| Ark7: Real Estate Investing | 3.9 / 5 | Free | 50,000+ | Oct 28, 2026 | Compare |
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