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About LuckyCedi

LuckyCedi is an online lending application dedicated to providing financial convenience and cash services to the Ghana people.Operated and managed by LUCKY CEDI TECHNOLOGY LENDING SERVICES LIMITED.

Approval is simple and fast, no mortgage is required, and you can borrow online anytime, anywhere!

◆Loan Products

Loan Amount: from GH₵ 1,000 to GH₵ 60,000

Tenure: We will require your repayment from 91 days to 365 days

Interest Rate: APR1%-30%.

We will give you a fair money amount due to your credit evaluation. No any other hidden fee in the whole process.

Representative example:

If a customer borrows GH₵ 10,000 for 200 days,the APR is 15%.

So the daily interest rate=15%/365=0.041%,

the interest for 200 days =GH₵10,000x15%/365x200=GH₵ 821.92,

the totally repayment=GH₵ 10,000+GH₵ 821.92= GH₵ 10,821.92


◆Eligibility

1.A resident of Ghana.
2.Must have a bank account.
3.20-60 years old.



◆How LuckyCedi Works?

1.Download from Google Play Store

2.Fill your details

3.Know your loan eligibility in seconds

4.Apply for Loan

5.Receive Funds in your wallet



◆Privacy and Safe

when you download LuckyCedi, we will ask you to grant us permission to access SMS logs and other information to verify your identity and reputation and provide you with the reliable loan . All transactions are secured with 256-bit SSL encryption. LuckyCedi promises that we will use the highest security standards and do our best to ensure the safety of your personal information. We will never disclose your information to anyone other than you or a third party without your authorization or consent.

(https://sites.google.com/view/luckycedi-privacy)



◆Contact Us

We’re always happy to hear from you! If you have any feedback, questions, or concerns, please e-mail us at [email protected]

Time: Monday-Friday 8:30 am - 7:30 pm

Address:35 Spintex Rd, Accra, Ghana

Whether you're facing an emergency or need money at any time, LuckyCedi is here by your side,offering the best customized solutions.

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