One - Mobile Banking

About One - Mobile Banking

Your financial wellness is our mission. Traditional banks haven’t caught up to the needs of today’s lives. We’re here to support your life, your goals, and your people. Simplify your life. One app. One card. One account.

Enjoy no fees, no minimums, high-yield saving, and an affordable line of credit. Save, spend, borrow, and share money with ease.


Every One Account Can:
• Use your One card as a debit card.
• Earn 1.00% APY* in your Save Pocket 
- up to $5,000.
• Activate a no-fee approved Credit Line
 for overdraft protection.
• Round up One card purchases to 3.00% APY* Auto-Save.
• Create and share unlimited free pockets.
• Use 55,000 fee-free Allpoint ATMs.
• Pay anyone with free ACH bank transfers.
• Contact world-class live customer service.

Earn More with Paycheck Direct Deposit
• Contribute up to 10% of paycheck direct deposits into 3.00% APY* Auto-Save Pocket. Up to $1,000/month.
• Earn 1.00%* APY in your Save Pocket up to $25,000.
• Increase your Credit Line up to the size of your paycheck (subject to approval).

Save automatically!
Easily save more with Auto-Save.

Card Auto-Save
Earn 3.00% APY* with card Auto-Save! Round up your One card purchases to the next dollar to automatically save. Earn an additional 1.00% APY* on your Save Pocket balances, too.

Paycheck Auto-Save
Auto-Save up to 10% of your direct deposit paycheck to earn 3.00% APY* up to $1,000/month. That’s in addition to 1.00% APY* for a Save Pocket.
No headaches. No paperwork.
Create and share Pockets with anyone around your life. Invite your people to a joint Pocket to manage money together.


*Annual Percentage Yield as of 9/1/2020 and subject to change.
Banking services are provided by Coastal Community Bank, Member FDIC.
One card issued by Coastal Community Bank, Member FDIC, pursuant to license by Mastercard International.