One - Mobile Banking

4.6
35.5K reviews
1M+
Downloads
Content rating
Everyone
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About this app

One is a financial technology company, not a bank. Banking services provided by Coastal Community Bank, Member FDIC. Approved accounts are FDIC insured up to $250,000 per depositor. One card is issued by Coastal Community Bank pursuant to licensing by Mastercard® International.

Join the millions of customers banking through One.

Debit Rewards, early pay, high-yield Savings.

EARN UP TO 5% CASH BACK ON SELECT BRANDS†
Cash back can be earned through the One Rewards Program. See the One app for individual offer requirements. Terms apply.

3% CASH BACK AT WALMART‡
With eligible deposits, up to $50 every year.
To receive 3% cash back, eligible customers (at the time their purchase settles) must (a) have received $500 or more of eligible direct deposits in the previous month, or (b) have a total account balance of $5,000 or more. 3% cash back is limited to up to $50 per year and applies only to purchases made at U.S. Walmart locations and on Walmart.com. This promotion may not be combined with other One promotions that offer cash back on purchases at Walmart. Terms Apply.

SEND MONEY TO ANYONE — EASILY§
Send and receive money in seconds with One to One. Just search, select, and pay anyone.
Money sent through One to One can only be transferred to a One Deposit Account. If the recipient does not have an account, they must open one within 10 days of money being sent or it will be returned to the sender.

EARLY PAYʌ
Get paid up to 2 days early with direct deposit.
Direct deposit may be available up to 2 days in advance, but depends on when your employer sends paycheck data.

5.00% APY ON SAVINGSΔ
With eligible deposits up to $250,000. Plus, receive 1.00% APY on the rest of your Savings balances.
5.00% annual percentage yield (APY) applies to the total Savings balance of customers who either (i) received $500 or more of eligible direct deposits in the previous month or (ii) have a total daily account balance of $5,000 or more. Customers can also earn 5.00% APY on Pay Autosave and ONE@Work Save balances without these deposit or balance requirements. In all instances 5.00% APY is limited to a total Savings balance of up to $250,000. All other Savings balances will earn 1.00% APY. APYs are as of 4/17/2024, but may change at any time before or after account opening.

© Copyright 2024 One Finance, Inc. All third party products, names, logos, and brands are the trademarks or registered trademarks and property of their respective owners. Use of them herein is for identification purposes only and does not imply any ownership, affiliation, or endorsement. Additional terms may apply. To see full account and promotion terms and conditions, visit www.one.app/terms or call (855) 830-6200.

Address:
P.O. BOX 513717
Los Angeles, CA 90051
Updated on
May 14, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 6 others
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
34.8K reviews
Joshua Garrison
May 13, 2024
3rd edit. I haven't gave up on One yet. The pocket system is great, I still miss the virtual cards that use to be available for Pockets but I get to keep my Pockets, and I love those. I didn't go back to a 5 yet, but back up to a 4 from a 1 as I was enjoying the One to One feature which is now gone for some reason, but I get 5% APR on all accounts. One is a great app to help manage finances. I love the pockets with their own account numbers, early deposit, and the features they are working on.
49 people found this review helpful
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ONE Finance, Inc.
May 13, 2024
Thanks so much for your review! We're aware some customers are unable to send funds using One-to-One. We're working to resolve this issue quickly. Please try again later.
ange b0503
April 26, 2024
Greatest prepaid card application you could use. Easy to navigate. No glitches or freezing. Security features for your card. Just an all around easy app to use . Great savings features of different types. If you need to transfer money from your savings into your debit, it's instant and easy to do so. Also allows different cash back options. It's the best banking app for prepaid cards. I 100+% recommend this application for the ONE card. It's an absolute must for this card!!
226 people found this review helpful
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ONE Finance, Inc.
April 26, 2024
Thanks so much for your review and for being a part of One!
Marisol Torres
May 8, 2024
10 out 10 would recommend this app. This app is perfect if you have no other debit or credit cards. All you really need is this. It's Mobil* Banking. This bank has an in real life bank under a different name to hold the money. You can check all the benefits listed. I checked green boxes when reading the benefits list. It is a good app that Does has listed.
93 people found this review helpful
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ONE Finance, Inc.
May 8, 2024
Thank you for your review! We're glad to hear you're enjoying One!💙