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  • Zarpay Notebook screenshot 1
  • Zarpay Notebook screenshot 2
  • Zarpay Notebook screenshot 3

About Zarpay Notebook

ZarPay makes shared expenses simple. Track your daily spending, split bills with friends and groups, and always know exactly who owes whom — without spreadsheets or awkward money talk.

TRACK EXPENSES EFFORTLESSLY
• Add expenses in seconds, with categories and receipts
• Set monthly budgets and see what's left at a glance
• Clear analytics: monthly totals, category breakdowns, and trends

SPLIT WITH GROUPS & FRIENDS
• Create groups for trips, roommates, family, or the office
• Split equally or by custom shares
• Balances update automatically so everyone knows where they stand
• Track personal loans — money you lent or borrowed, with installment schedules and reminders

BUILT FOR EVERYONE
• Multi-currency support for international groups and travel
• Available in English, Arabic, Spanish, Hindi, and Bengali — with full right-to-left support
• Works offline; syncs when you're back online

EXPORT & STAY ON TOP
• Export your data for records or taxes
• Reminders so shared expenses never slip through the cracks

ZARPAY PRO
Upgrade to ZarPay Pro (monthly or yearly subscription) for an ad-free experience and premium features.

ZarPay is a tracking and record-keeping tool: it does not connect to bank accounts or move money — you enter and settle everything yourself.

Split smart. Pay easy.

What’s new

Version 1.1.0 · Updated October 2, 2026

What's new in 1.1.0 • Net worth: track your bank accounts, cash and salary in one place, and move money between them • Choose which account an expense was paid from • Currency signs instead of codes, including the new Saudi riyal symbol • Totals now follow your local time zone • Smoother rewarded ads and clearer daily limits • Bug fixes and performance improvements

Alternatives to Zarpay Notebook

Looking for apps like Zarpay Notebook? Here are 6 similar Android apps on Google Play. The highest rated is Spendable: AI Money Tracker (4.9/5), and all 6 are free to download.

Zarpay Notebook vs. alternatives
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Zarpay Notebook – Free 10+ Oct 2, 2026
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