Subscription Tracker: No Bank

⭐ Track every subscription and stop overpaying — without ever handing over your bank login.

This is a manual subscription tracker and bill organizer for anyone who wants a clear picture of their recurring spending and total control of their privacy. You add each subscription yourself, so the app never links to your bank, never asks for an account, and never sends your finances to a server. Everything stays on your phone.

🔒 NO BANK LOGIN, NO ACCOUNT — PRIVACY FIRST
Unlike apps that demand read-access to your bank, this app works entirely offline. No sign-up, no linked accounts, no backend. You decide exactly what to track, and your data never leaves your device.

📋 TRACK ALL YOUR SUBSCRIPTIONS, BILLS & RECURRING CHARGES
• Add any recurring payment: streaming, music, TV, gaming, dating, fitness, gym memberships, cloud storage, VPN, software, delivery services, subscription boxes and more
• Log household utilities too — rent, electric, internet, phone, car insurance, a shared family plan, or a subscription split with a roommate
• Set cost, currency, and billing cycle — weekly, monthly, yearly (annual), or a custom number of days
• Give each one a name and a quick badge (a letter or an emoji) so your list stays easy to scan
• Works just as well for loan and mortgage payments if you want every recurring bill and debt in one organizer

💰 SEE YOUR REAL SPEND
• Every subscription is normalized to a clean per-month figure
• Running totals show what you spend each month, per year, and a forecast of your annual total
• Sort by renewal date, by cost (most expensive first), or by name to spot what to cut
• A dashboard overview keeps total spend in view — no more surprise math at the end of the month
• Spending analytics break your costs down by category, CSV export of everything for your own budget spreadsheet, and custom categories to organize it your way

🔔 NEVER GET SURPRISED BY A RENEWAL
• A "charging in the next 7 days" summary shows every upcoming charge — and how much
• Every row has a renewal countdown (in 3d, Tomorrow, Overdue) so nothing sneaks up on its due date
• Get a local bill reminder and alert a few days before each charge — set the lead time per subscription
• Free-trial end dates get their own alerts — cancel before the first autopay charge
• Notice a price increase or fee hike at renewal? Update the cost so your totals stay accurate
• Reminders are scheduled on-device; no push server, no tracking

🧟 CUT FORGOTTEN & ZOMBIE SUBSCRIPTIONS
• Spot unused, duplicate, ghost, or plain forgotten subscriptions before they quietly renew again
• Step-by-step cancellation guides for 20+ popular services help you cancel unwanted charges in minutes
• Stop wasted spend on memberships and services you don't use anymore, and keep hidden fees in view instead of buried in a bank statement

✨ WHY THIS APP
• A manual subscription tracker and payment planner that keeps you in control of your data
• No bank login, no account, no backend
• Works offline — your subscriptions never leave your device
• A simple spending tracker, budget helper, and saver for recurring bills, family plans, and shared household expenses
• Step-by-step cancellation guides for 20+ popular services — cancel in minutes
• Clean, fast, and easy to use

Round up your subscriptions, cut the ones you forgot about, and never get caught off guard by a renewal, a price hike, or a due date again. Download and put a sheriff on your spending. ⭐