Mortgage Calculator & Rates

A simple mortgage calculator that uses today's mortgage rates: see your monthly payment, total interest and refinance savings in seconds.

Mortgage Calculator & Rates shows the latest national average 30-year fixed and 15-year fixed mortgage rates from the Freddie Mac Primary Mortgage Market Survey®, the 10-Year Treasury yield that rates tend to follow, and calculators that turn those rates into a monthly payment.

MORTGAGE CALCULATOR
• Home price, down payment, loan term and interest rate
• Monthly principal and interest plus optional property tax, insurance and HOA
• Total interest and remaining balance over time

REFINANCE CALCULATOR
• Compare your current rate with a new rate
• Monthly savings and break-even months after closing costs

TODAY
• Latest 30-year fixed and 15-year fixed mortgage rate averages with the change from last week
• 10-Year Treasury yield with the daily change as a market signal
• Your saved payment recalculated at this week's rate

RATE HISTORY
• Mortgage rate charts for 3 months, 1 year, 5 years and 10 years
• High, low and average for each range
• Spread between the 30-year mortgage rate and the 10-Year Treasury

DATA SOURCES
Weekly mortgage rate averages: Freddie Mac Primary Mortgage Market Survey® via FRED (Federal Reserve Bank of St. Louis). Freddie Mac publishes new averages on Thursdays. 10-Year Treasury yield: FRED, daily.

IMPORTANT
Rates shown are national weekly averages for information only. They are not a loan offer, a rate quote, or financial advice, and your rate will vary. This app is not a lender and is not affiliated with Freddie Mac or the Federal Reserve.

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