Sunny Rupee - Personal Loan

Sunny Rupee - Personal Loan is a digital platform that facilitates access to personal loans provided by our lending partner, Nishtha Leasing Private Limited (NISHTHA LEASING PVT LTD.), a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI). Sunny Rupee - Personal Loan acts as a facilitator, while all loans available through the app are issued by Nishtha Leasing Private Limited (NISHTHA LEASING PVT LTD.). Our platform provides clear and structured information to help you understand available loan options and make informed borrowing decisions.

Credit Overview
Loan amount: ₹5,000 to ₹100,000
Loan tenure: 120 to 360 days
Maximum Annual Percentage Rate (APR): 20%

Fees & Charges
Processing fee: 1% of the approved amount
GST: 18% applicable on the processing fee

Sample Loan Illustration
For a loan amount of ₹50,000 with a repayment period of 180 days at an APR of 20%:
Interest: ₹50,000 × 20% × (180 / 365) ≈ ₹4,931
Processing fee: ₹50,000 × 1% = ₹500
GST on processing fee: ₹500 × 18% = ₹90
Total amount payable, including the processing fee and GST: ₹50,000 + ₹4,931 + ₹500 + ₹90 = ₹55,521

Eligibility Requirements
Applicants must be Indian residents aged between 20 and 60 years.
Valid KYC documents and income proof are required.
Final approval is subject to internal verification and credit assessment.

Lending Partner & Registration Details
Lender name: Nishtha Leasing Private Limited (NISHTHA LEASING PVT LTD.)
Corporate Identification Number (CIN): U65921HR1991PTC031501
RBI Certificate of Registration (CoR) No.: 14.01047 (10-Aug-1998)
Address: L-156, Ram Lal Chowk, Model Town, Haryana 132 103
Official website: https://nishthaleasing.in/

Nishtha Leasing Private Limited (NISHTHA LEASING PVT LTD.) is responsible for loan approval and issuance. All applications are subject to the lender’s verification and credit assessment.

Customer Support
For any questions or assistance, please contact us at:
[email protected]