Simple Credit Card Manager

Simple Credit Card Manager

Simple Credit Card Manager is a smart, privacy-first app designed to help you manage multiple credit cards with confidence. Track card details, monthly bills, fee waiver conditions, and important dates—without linking bank accounts or sharing your financial data.

Keep all your credit cards organized in one place. Store essential information such as card name, issuing bank, expiry date, renewal date, statement closing date, and payment due date. With smart reminders, you will never miss a bill payment, card expiry, renewal, or annual fee deadline.

The app lets you manually enter monthly bill summaries for each card, giving you a clear overview of your spending history. View bill history by month, analyze trends over time, and understand how each card impacts your finances—without importing transactions or reading SMS messages.

One of the most powerful features of Simple Credit Card Manager is fee waiver tracking. Many credit cards waive annual fees based on spending amount, number of transactions, or reward points earned. You can configure one or more waiver conditions per card and track progress visually. The app shows how much more you need to spend, how many transactions remain, or how many reward points are still required to qualify.

Smart alerts help you stay ahead by notifying you when:
• A payment due date is approaching
• A card is nearing expiry or renewal
• An annual fee is about to be charged
• Fee waiver conditions are at risk

All notifications are generated locally on your device.

Key Features

• Manage multiple credit cards in one app
• Expiry, renewal, and payment reminders
• Monthly bill summary input
• Bill history and spending trends
• Fee waiver tracking (spend, transactions, reward points)
• Smart alerts and notifications
• Optional app lock for added security
• Data export (CSV / PDF)

Pro Subscription

Some advanced features require a Pro subscription, including:
• Fee waiver progress tracking
• Advanced bill trends and analytics
• Custom reminder rules
• Exporting reports (CSV / PDF)
• App lock (PIN / biometric)

Subscription pricing and terms are shown clearly in the app before purchase. You can manage or cancel your subscription anytime through your Google Play account.

Privacy & Data Safety

• No bank login required
• No account registration
• No cloud sync
• No data sharing with third parties
• All data stored locally on your device

Simple Credit Card Manager is ideal for users who want better control over their credit cards, timely reminders, and insights into spending—while keeping their financial information private and offline.

Stay organized. Avoid unnecessary fees. Take control of your credit cards.