Spend Smartly
Rupava Finance In-app purchases
Track spending privately. Import bank statements. No cloud, no account
- Price
- Free
- In-app purchases
- Updated
- May 25
- 2026 · v1.1
Screenshots
About Spend Smartly
Your finances stay on your device. Period.
Spend Smartly is a personal budget tracker that never sends your data anywhere. No cloud sync, no account sign-up, no ads. Import your bank statements and see exactly where your money goes.
Envelope Budgeting Give every dollar a job. Create envelopes for each spending category, allocate your income, and track spending against your plan.
Import From Any Bank Drop in a CSV or PDF statement from Chase, Amex, Wells Fargo, Citi, Bank of America, and more. Transactions are automatically categorized across 16 categories.
Recurring Charge Detection Automatically finds your subscriptions and recurring bills. See your true monthly commitments at a glance.
Free to start. Pay once to unlock. Try Spend Smartly free. Unlock unlimited sources for a one-time purchase of $9.99. No subscriptions.
Why no subscription? Your data never touches our servers, so we have no server costs to pass on to you. Pay once, own forever.
Spend Smartly is a personal budget tracker that never sends your data anywhere. No cloud sync, no account sign-up, no ads. Import your bank statements and see exactly where your money goes.
Envelope Budgeting Give every dollar a job. Create envelopes for each spending category, allocate your income, and track spending against your plan.
Import From Any Bank Drop in a CSV or PDF statement from Chase, Amex, Wells Fargo, Citi, Bank of America, and more. Transactions are automatically categorized across 16 categories.
Recurring Charge Detection Automatically finds your subscriptions and recurring bills. See your true monthly commitments at a glance.
Free to start. Pay once to unlock. Try Spend Smartly free. Unlock unlimited sources for a one-time purchase of $9.99. No subscriptions.
Why no subscription? Your data never touches our servers, so we have no server costs to pass on to you. Pay once, own forever.
What’s new
Version 1.1 · Updated May 25, 2026
Import bank statements directly from Files, Gmail, Google Drive, or any app using Android's share menu. Tap Share, select Spend Smartly, and your transactions are imported instantly. Also fixed edge-to-edge display for Android 15.
Alternatives to Spend Smartly
Looking for apps like Spend Smartly? Here are 6 similar Android apps on Google Play. The highest rated is LuLu Money - Money Transfer (4.6/5), and all 6 are free to download.
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MoneyTool – Budget Tracker 4.0
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Timely – Bookings & payments 2.4
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Beyond Budget: Budget Planner 4.5
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LuLu Money - Money Transfer 4.6
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Empower® 2.7
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MiFinity - Wallet and Payments 4.2
| App | Rating | Price | Installs | Last updated | Compare |
|---|---|---|---|---|---|
| Spend Smartly | – | Free | 0+ | May 25, 2026 | |
| MoneyTool – Budget Tracker | 4.0 / 5 | Free | 10,000+ | Aug 30, 2026 | Compare |
| Timely – Bookings & payments | 2.4 / 5 | Free | 50,000+ | Sep 7, 2026 | Compare |
| Beyond Budget: Budget Planner | 4.4 / 5 | Free | 100,000+ | Aug 10, 2026 | Compare |
| LuLu Money - Money Transfer | 4.6 / 5 | Free | 1,000,000+ | Sep 21, 2026 | Compare |
| Empower® | 2.7 / 5 | Free | 1,000,000+ | Sep 21, 2026 | Compare |
| MiFinity - Wallet and Payments | 4.2 / 5 | Free | 100,000+ | Sep 17, 2026 | Compare |
Compare Spend Smartly with the top alternatives: ratings, updates, ASO score and keyword gaps →