Real Prêt

About Real Prêt

📱 RealPret — Your smart emergency loan assistant for Cameroon residents

Facing temporary cash flow difficulties, we offer the right solution. Thanks to our intelligent assessment system and our big data-driven risk management model, RealPret provides you with a fast, transparent, and reliable loan service to help you confidently meet your short-term financing needs.

✅ Our advantages:

• 🔓 No credit history required: We are not dependent on any credit rating agency, allowing for a more flexible decision.
• 💰 Accessible without any deposit: No assets to offer as collateral, no upfront fees to pay.
• 👁️ You stay in control: Clear terms with no surprises, flexible repayment options.

♫ Loan details ♫

• 💵 Amount: From 5,000 XAF to 100,000 XAF
• ⏳ Term:
Minimum term: 91 days (including renewal)
Maximum term: 365 days (including renewal)
• 📈 Interest rate:
Maximum annual rate: 18%
Daily rate: 0.048%

♫ Repayment example ♫

For a loan of 10,000 XAF Over 120 days (4 months):
• 📅 Daily interest: 10,000 × 0.048% = 4.8 XAF
• 📆 Monthly interest: 10,000 × 0.048% × 30 = 144 XAF
• 📊 Total interest: 144 × 4 = 576 XAF
• 💸 Monthly payment: (10,000 ÷ 4) + 144 = 2,644 XAF
• 🔁 Total amount to repay: 2,644 × 4 = 10,576 XAF

🔎 This calculation is provided as an example. The actual rate may vary slightly depending on each borrower's credit assessment.

♫ Who can apply? ♫

• 🎂 Age requirement: 18 years or older
• 💼 Income requirement: stable monthly income or regular cash flow
• 🆔 Required documents: valid ID + personal bank account

🔐 Confidentiality Commitment

We take the security of your personal information very seriously. We only collect your data after you give your explicit consent, and solely for risk assessment and loan processing.

Without your permission, we do not share or sell your information to third parties.

📱 Contact Us

📧 Customer Service: [email protected]
⏰ Hours: Daily, 9:00 AM to 5:00 PM (including weekends)