Debt Snowball Tracker: Payoff

Debt Payoff Tracker is a ledger. You write down what you owe, you update the balance each month, and the record builds itself. Nothing more is claimed.

It does not connect to a bank, ask for card details or move any money. There is no account and no server. Everything you type stays on this phone.

WHAT YOU DO WITH IT
• Add a debt: a name, the balance you owe today, and a date
• Log the balance again whenever you check it, usually once a month
• See what is still owed across everything, and what has been cleared since you started
• Open a debt to read its full reading history
• Watch a curve of the total owed, month by month

READINGS, NOT FORECASTS
After a few monthly readings the app shows the pace it measured on the numbers you entered, and how many months are left at that same pace. It is arithmetic on your own readings, described as such in the app. It is not a prediction and not a plan.

TWO WAYS TO ORDER THE LIST
Sort by highest rate first, or by smallest balance first. This reorders the list on screen so you can look at it either way. The app does not tell you which debt to pay, and does not rank them for you.

A DUE-DATE MARKER
Give a debt a day of the month and the ledger can show the next date coming up. It is a marker you see when you open the app — a line on the page, nothing that goes off on its own.

WHAT IT IS NOT
This app keeps a record of what you enter. It does not give financial advice, does not promise any result, and does not offer any product. If you need help with debts, speak to a qualified adviser in your country.

CURRENCY AND EXPORT
Pick the currency symbol you use. Copy the whole ledger as a CSV table to the clipboard, so your readings can go into a spreadsheet.

THE OPEN LEDGER
The ledger follows two debts and keeps six readings of history visible. Pro follows as many debts as you have, opens the whole history, and adds CSV export. Older readings are never deleted, only hidden.

A DEBT TRACKER YOU FILL IN YOURSELF
As a debt tracker it holds one line per debt and one reading per month. Used as a loan balance log or a debt snowball tracker, it shows the order you asked for and the curve of what you entered. You type the numbers, and they stay on your device.

PRO SUBSCRIPTION
The core tools stay available without paying. Pro starts with a 7-day free trial, and ads keep showing during that trial. After it ends, the weekly subscription renews automatically and removes the ads. Cancel any time in Google Play.