PayClear: Subscriptions, Bills

Track subscriptions, bills and free trials in one private place — and know what needs a decision before the money leaves your account.

PayClear is a manual subscription tracker and bill reminder. No bank login, no card linking, no account. You add what you pay for, and PayClear handles the rest: renewal dates, monthly and yearly totals, reminders before every charge, and a review queue for everything that needs a decision.

WHY PAYCLEAR IS DIFFERENT

Most subscription trackers stop at a list. PayClear also tells you what to do next: which free trial converts to paid this week, which renewal is coming, which shared subscription nobody has paid you back for.

WHAT YOU CAN TRACK

• Subscriptions: streaming, music, apps, SaaS, cloud storage
• Recurring bills: phone, internet, insurance, gym, memberships
• Free trials, with the first charge date
• Weekly, monthly, quarterly, yearly and custom billing cycles
• Any recurring payment you want to keep an eye on

FREE TRIAL TRACKER

Add a trial the day you start it. PayClear tracks the trial end date and the first charge, then reminds you in time to keep it or cancel it yourself. Once you decide, the trial moves to paid tracking or to cancelled — nothing sits in limbo.

RENEWAL REMINDERS AND PAYMENT CALENDAR

See what renews next, what's due this week, and the whole month in a clean payment calendar. Local reminders arrive before the charge, not after. A home screen widget shows your next renewal and monthly total without opening the app.

SPLIT SHARED SUBSCRIPTIONS

Family plan, flat share, couple? Turn on bill split, set how many people share the cost, and PayClear works out each person's share. Copy a clear summary with the payer and payment details and send it to whoever owes you.

SEE WHAT RECURRING PAYMENTS REALLY COST

Monthly and yearly recurring totals. Spending broken down by category and by profile — personal, family, business. Set a spending limit and PayClear tells you when your recurring costs cross it. The Savings Simulator shows what you would keep by cancelling selected services.

PRIVATE BY DESIGN

No bank connection. No card. No account. No cloud. Your subscriptions live in a local database on your device. Optional app lock with your device security. Encrypted, password-protected backup (AES-256) and spreadsheet export whenever you want your data out.

PAY ONCE — PAYCLEAR IS NOT A SUBSCRIPTION

Track up to five active services free. One optional one-time purchase unlocks unlimited services, Premium Reports, the Savings Simulator, app lock and removes ads — forever. No monthly fee. A subscription tracker shouldn't be another subscription.

WHAT PAYCLEAR DOES NOT DO

It doesn't connect to your bank, scan your transactions, detect subscriptions automatically or cancel anything for you. You add what you pay for and stay in control. If you want a bank-scanning app, this isn't it — and that's the point.

Download PayClear and take back control of what renews.