Banco: Vendor & Contractor Pay

For contractors and vendors paid via Papaya.
Employees on payroll: please use Papaya Personal instead.

Get paid instantly — no matter where you are.

Banco by Papaya Global is your personal digital wallet, designed for today’s global workforce. Whether you're a contractor, freelancer, or remote employee, Banco gives you full control over your earnings — with instant access, no banks required.

Key Benefits:
• Instant Payments
Receive your pay immediately — no waiting, no delays, 24/7.
• No Bank Account Needed
Get a wallet regardless of your citizenship, location, or banking history.
• Spend with Ease
Use your funds with a connected debit card or withdraw cash from ATMs worldwide.
• Send Money Globally
Transfer money to any personal bank account you own — wherever you are.
• 100% Secure & Compliance
Banco is built on Papaya Global’s payments infrastructure, backed by leading global banks.

Why Banco?
Traditional banks weren't built for the global workforce. Banco was. With instant onboarding and universal coverage, Banco breaks down financial barriers for workers everywhere.

Whether you're a digital nomad in Thailand, a contractor in Brazil, or a freelancer in Ukraine — Banco gives you access to your money, on your terms.

Download now and take control of your pay — anytime, anywhere.