PocketMoney: Family Budget

Money is easier to manage when everyone can see the same picture.

PocketMoney is a personal and family income and expense manager designed for everyday household money. Use it alone or create a shared family pocket where approved members can record transactions, manage accounts and follow the monthly budget together.

MANAGE EVERYDAY MONEY

• Record income and expenses with clear, colour-coded categories
• Track cash in hand, bank accounts, cards, savings and wallets
• Move money between your own accounts without recording false income or spending
• Search notes, merchants and amounts, then filter by date, account, category or family member

PLAN AHEAD

• Create overall monthly expense limits
• Set category budgets for food, shopping, transport and more
• Choose personal or shared-family budgets
• See progress and warnings as spending approaches 80% or reaches the limit
• Track recurring bills such as credit cards, insurance, rent and subscriptions

UNDERSTAND YOUR SPENDING

• View income and expense summaries on the dashboard
• Explore category breakdowns and six-month trends
• Compare this month with the previous month
• Generate monthly or yearly reports
• Export statements as CSV or PDF

SHARE WITH THE RIGHT PEOPLE

Each family receives a unique six-digit join code. New members must be approved by the family administrator before they can access shared financial records. The administrator can also remove a member, allowing that person to continue with an individual pocket.

OPTIONAL SMS TRANSACTION REVIEW

PocketMoney can use Android SMS access to identify likely bank and UPI transaction messages and prepare private drafts for your review. SMS access is off by default and requested only when you enable this feature. Message processing and draft storage stay on your device. Nothing is added to your PocketMoney records until you review, edit and save it.

USEFUL RECORDS, SAFELY CONTROLLED

• Review who created, edited or deleted a shared transaction
• Restore recently deleted transactions from the recycle bin
• Track informal money you have lent and repayments you receive
• Recover your password, verify your email and delete your account from the app
• Optional period tracking is private to the signed-in person; predictions are estimates only

PocketMoney records and organises information you enter. It does not connect to bank accounts, transfer real money, provide credit, offer financial advice or facilitate loans.

Privacy policy: https://pocketmoney.opsintech.in/privacy