NEOFIN — Online Loan

Online loan to a bank card — when you need money without unnecessary steps. With NEOFIN, you can apply remotely at any time: choose an amount, complete a short application, and sign the agreement online. Everything is simple, fast, and requires no office visits.

Why NEOFIN is convenient
• Online application available 24/7.
• A simple application process from your smartphone.
• Identification through BankID of the NBU.
• No paper proof of income or guarantors.
• The main terms, payments, and total cost are available before signing the agreement.
• Funds are transferred to the bank card after the contract is signed.

How to apply for a loan
• Install the NEOFIN app.
• Select the loan amount and term.
• Complete a short online application.
• Complete remote identification.
• Review the terms and sign the agreement online.
• Receive funds on your bank card.

Who can apply
• A Ukrainian citizen aged 18 to 65.
• A holder of a bank card issued by a Ukrainian bank.
• A user with a passport or ID card and a Ukrainian taxpayer identification number.

General loan information
• Minimum loan amount: UAH 5,000.
• Maximum loan amount: UAH 8,500.
• Loan term — from 364 days up to 364 days.
• Real annual percentage rate (APR): from 3.65% up to 6 291,4%.
• Interest rate — 0.01% per day.
• Service fee: 0.89% per day.
Early repayment is available in accordance with the agreement.

Calculation example
Loan amount — UAH 5,000, loan term — 364 days; the first payment is UAH 2,130 and includes: loan origination fee — UAH 1,500, interest — UAH 7, service fee — UAH 623; the total cost of the loan for the entire term is UAH 22,880.

Legal information
Services are provided by LIMITED LIABILITY COMPANY FINANCIAL COMPANY “TERRA CREDIT”.
Before entering into the agreement, the customer receives complete information about the loan terms, payment amounts, and the total cost of the loan.
Submitting an application does not guarantee loan approval.
Legal information:
Financial services are provided by LIMITED LIABILITY COMPANY FINANCIAL COMPANY “TERRA CREDIT”.
Company registration code (EDRPOU): 32428312.
Address: Offices No. 6, 9, 12, Floor 2, 10 Verkhnii Val Street, Kyiv, 04071, Ukraine.
License: financial company activity with the right to provide financial services — provision of funds and banking metals on credit. Extract from the State Register of Financial Institutions dated 27 September 2024, No. 21/1302-rk.